Archived
How to stop paying IRS? I owe $13,000 they want all up front but I have been on a payment plan every month & paying on time
Richard's answer
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Answered on September 08, 2015
Not paying the IRS can result in collection actions such as garnishment of wages. Better alternative include (1) Enter into a new payment plan (2)...
Archived
MY CHAPTER 13 TRUSTEE PAID THE UNSECURED CREDITORS MORE THAN THEY WAS SUPPSOSE TO RECEIVE
Richard's answer
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Answered on September 08, 2015
First contact your attorney about your concerns. As one attorney mentioned it may be that there were less unsecured creditors that filed claims...
Archived
I financed a vehicle for my fiance which he makes the payments on. We are now splitting up. What are my options?
Richard's answer
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Answered on September 08, 2015
See if he can refinance the vehicle so it is out of your name. If he can't obtain financing then see if he is agreeable to signing an agreement...
Archived
To hire an attorney to investigate the "assignment of foreclosure rights" on a mortgage does it have to be paid for in advance??
Richard's answer
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Answered on September 08, 2015
Many Attorneys will provide a free consultation. The real question is what are your options relative to foreclosure. What do you want to do. In any...
Archived
Collection Calls
Richard's answer
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Answered on September 08, 2015
Yes, you are entitled to have the colelction agency send you information on the debt. You can request in writing that the debt collector validate...
Archived
I have a fee dispute with an atty which is resolved. Any suggestions on a release that *solely* covers the fee dispute?
Richard's answer
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Answered on September 07, 2015
If money is an issue, have the attorney who you have the dispute draft up the draft and make sure the provisions you want in are. But as others...
Archived
Gym membership. I cancelled, they kept billing me. Now it is in collections.
Richard's answer
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Answered on September 07, 2015
If you have no proof that you cancelled the membership, contact the original creditor to provide the information relative to cancellation, how you...
Archived
Is it legal for a bank to withdraw money from your checking account to cover a loan that is overdue at the same bank?
Richard's answer
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Answered on September 07, 2015
You need to obtain the agreement/contract you signed on the original loan, there may be provisions that if you don't pay you authorize them to take...
Archived
Need advice on best option (bankruptcy etc.) and type of lawyer for our business and personal (personal guarantee in lease)
Richard's answer
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Answered on September 06, 2015
You should speak with an attorney that handles business matters and Bankruptcy. What you do depends on your goals, financials and many other facts....
Archived
What are the costs to file for bankruptcy?
Richard's answer
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Answered on September 02, 2015
The costs to file Bankruptcy can include (1) Credit Counseling (under $50) (2) Filing Fee (Chapter 7 $335) (Chapter 13 $310.00) (3) Financial...
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