Archived
Filing chapter 13 bankruptcy on our own do I file the voluntary petition papers first to stop the auction that is coming up?
Richard's answer
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Answered on May 17, 2015
James and Robert are correct. Chapter 13 is very complex, the case could be dismissed if the deadline are not met. Your sister is the one signing...
Archived
Freddie Mack actually owns my mortgage that is in foreclosure, not BOA. Probably going to have to file for Bankruptcy CH.7
Richard's answer
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Answered on May 17, 2015
You should consult with a Bankruptcy Attorney to see what Chapter you need to file under. Most Bankruptcy Attorneys offer a free consultation. In...
Archived
Am I better off to file bankruptcy credit score upper ,500s. Low 600. Debts all olderI have Lexington law working on 100,month
Richard's answer
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Answered on May 17, 2015
More information is needed to be able to answer your question adequately, what is the total of your debt? Is SSDI your only income? Do you have...
Archived
I am trying to do a loan mod. on my second loan to Manases investments to modify my loan .
Richard's answer
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Answered on May 17, 2015
You need sufficient grounds to sue a lender to avoid having your case being dismissed. Not calling you back may be insufficient. If you believe you...
Archived
Can a collection agency report you to a credit rating company. If you do not respond?
Richard's answer
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Answered on May 17, 2015
You have a right to dispute the debt. The collection agency should have sent a debt validation letter to you. If you have proof of payment then...
Archived
If a retired person quits paying on credit card debt, will the card holder be able to garnish a government pension?
Richard's answer
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Answered on May 17, 2015
Agree with Matthew, the best avenue may to at least obtain a free consultation from a Bankruptcy Attorney, you can find a qualified Bankruptcy...
Archived
Filing for Chapter 7 - Schedule J
Richard's answer
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Answered on May 17, 2015
If you intend on working with the lender to keep your house then you should have what you reasonably expect to pay listed on Schedule J. If you...
Archived
I live in my secondary residence. I am renting my primary residence. If I file a bankrutcy, what happens to my residences?
Richard's answer
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Answered on April 11, 2015
If you have an attorney representing you in your current lawsuit, you should discuss this question with your attormey because he or she most likely...
Archived
My wife took out a bike loan and my name is second on the loan and i am filling chapter 7 will she lose the bike?
Richard's answer
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Answered on February 06, 2015
As long as the payments are being paid on time there should not be a problem. However ,you will need to speak with an attorney to see if a...
Archived
HAVE TRUCK ON REPO LIST AND NO CLUE WHERE IT IS CAN I GO TO JAIL IF I CANT PRODUCE IT
Richard's answer
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Answered on February 06, 2015
As Bruce pointed out you should immediately file a police report and report it as stolen and then send the lender a copy of the police report. We...
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