Chapter 13 Bankruptcy

(1) Continue making payments pursuant to your payment plan, it sounds like you may have a 36 month payment plan, if so you probably have about 6...

Can I defend myself when the bank gets a judgement after they forclose and sell my house?

The lender is referring to what is called a deficency balance. Contact the Bank and see if they would allow you the time to do a short sale or do a...

Does the federal truth in lending act right of rescission apply to modifications

A right of rescission is a right under the Truth in Lending Act (TILA) which gives a borrower the right to cancel certain transactions, this does...

Can I sue my ex fiancé for half of the credit card debt accumulated in my name during our relationship?

Agree with Ryan, there is no certain right but you have have other causes of action. You should contact a local AVVO attorney for a consultation.

The lender changed the lock on my front door..how can I get my possessions in the home

Contact the Attorney who is handlnig the foreclosure, they can make arrangements for you to remove the rest of your belongings or if they have been...

It sounds like it may be a violation of HIPPA, the U.S. Department of Health and Human Services (HHS) Office for Civil Rights (OCR) is responsible...

I have 4 debts (2 Credit Card and 2 Personal Loans) that are well past the SOL in Virginia. Should I still include them

You should include all and any debt that you owed. Just because it is beyond the SOL does not mean that the creditor will not contact you to...

What is my recourse after a Bankruptcy?

Many attorneys will not reccommend reaffirmation specifically for the reasons you stated above. I would first speak to a tax accountant and see if...

Do I refile or start a new case?

You file a new case, make sure that you hire a local attorney so that you can make the most of your Banrktupcy and obtain a discharge. Hiring an...

What should be my next step in getting my name off the deed to my house I surrendered in Chapter 7 bankruptcy

A foreclosure will get your name off the deed but if the lender is delaying foreclosing on the property you need to contact a local attorney to do...