If there is even one dollar that the HELOC loan would be entitled to from the value of the house you can not strip off the HELOC in Chapter 13....

Can my rent application be denied based on a person's credit that will be living with me?

If he is not on the lease then his credit is not considered. You need to look at the language in the lease to see if all occupants are required to...

Should I propose a settlement on a credit card judgement?

If you do not have assets to pay the judgment, offer the creditor $2,500.00. Start at this because if you offer more they are likely to counter...

Where to find attorneys with certain area of practice?

Agree with Wymon, check Avvo for Attorneys in your area. Also, try your local bar association.

Chapter 7 asset case

There will be a new discharge date for any creditors that you added. As long as the address was proper and the creditor received notice it will be...

Good Evening, What can I do to avoid a motion for relief from stay? The hearing is on 4.20 and I want to keep my home.

You need to find out what the hearing is for: an Objection to the plan because the mortgage arrears are not being addressed or a Motion for Relief...

Can 2 financial institutions discharge the same debt? First discharged in 08 and another discharge the same account/debt in 14?

These are two different institutions. Debt can be bought from another institution or debt buyer and then another and another. It is not a...

What can I do to secure my current mortgage?

I agree with Jason, this guy sounds like a flipper, by entering into a transaction with him you are allowing him to make money that should be...

Should I purchase a replacement vehicle before filing for chapter 7 bankruptcy?

Agree with Derek, you may save more on interest if you purchase the vehicle now. And definitely do not trade in your current vehicle as that will...

Can I pay the entire amount past due, given to me by the bank I have the mortgage w/, & keep my home &stop the foreclosure sale?

You must make certain the letter you possess provides your reinstatement figure; I would suggest you call your lender or the lender's attorney to...