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Cynthia R. Ravosa
About Cynthia
Biography
At the firm I work for our motto is We Listen. We Act. We Solve Problems, that is what I do every day, listen to our clients to be able to understand their problems, coming up with the best solution for that particular client and help them in the most efficient, effective and least costly way to implement a solution.
When clients use our services we are not just filling out paperwork, we are looking at each person as an individual and figuring out how best we can help them to get back on their feet. I have helped hundreds of people stop foreclosure, save their homes, obtain reduced interest on their mortgages, strip off second mortgages, eliminate credit card, medical, personal loans, past due utilities, sometimes income taxes and most importantly re-budget. You can be in any income category and still need to re-evaluate and reassess your financial position.
We have helped many businesses restructure their finances to be able to stay in business or file Bankruptcy to wind down their business.
My focus is Consumer and Business law specifically: Consumer and Business Bankruptcy, Debt Settlement, FDCPA, FCRA and assisting clients with options with Student Loans payments. In our firm each person focuses on one or two areas of the law, so that they know that area of the law well. Our Attorneys and myself attend M.C.L.E's, programs at the Boston Bar, conferences, seminars, participate in listserv, network with other attorneys, membership with various legal organizations and in effort to keep abreast of the latest changes in the law, rules and procedures. Being proficient in an area or two of the law gives the client more value for their money.
Practice Areas
2
Practice Areas
Fees and Rates
Cost
Pro bono
10 %
Payment Methods
- Cash
- Check
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Chat withLicenses
Licensed in Massachusetts for 9 years
State: Massachusetts
Acquired: 2016
No misconduct found
Location
Town & Country Legal Associates
1 South Ave, Natick, MA, 01760-4600
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Cynthia R. Ravosa's Reviews
Avvo Review Score
65 Client Reviews
Filter Avvo Reviews (65)
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Practice Areas
What Clients Mention
Case Results (33)
Advocacy (25)
Practice Area Knowledge (24)
Recommendation (21)
Professionalism (15)
General Knowledge (14)
Responsiveness (12)
Communication Style (11)
Compassion (8)
Character & Conduct (6)
Staff & Support (5)
Cost of Services (4)
Free Consultations (2)
Trustworthiness (2)
Payment Plans (1)
Punctuality (1)
Showing 11 - 15 of 24 reviews | Practice Area Knowledge
Posted by anonymous | November 16, 2021 | Hired Attorney | Bankruptcy & Debt
Bankruptcy
Cynthia went above and beyond her duty helping me file bankruptcy and getting my finances back on track. She continues to assist me today, six months post final payment , with problems that have arisen. I strongly recommend her for your legal needs!
Posted by Raffi Hovagimian | July 28, 2020 | Hired Attorney | Bankruptcy & Debt
JOB WELL DONE
Cynthia was great thru out our long Bankruptcy period. We went from chapter 7 to 13 and back to 7 with no issues the entire time. Job well done. Thank you
Posted by Brandon | February 06, 2020 | Hired Attorney | Foreclosure
Superstar!!!
Cynthia, and her team literally saved my life. I found myself victim of fraud and then a remodification scam, in the end I was about to lose my house. The time frame I had to do anything about it was no more than a week. I can’t believe it but Cynthia and her team, working weekends and long hours, sa...
Posted by anonymous | December 17, 2019 | Hired Attorney | Bankruptcy & Debt
A successful restart
We are on our way to home ownership, thanks to Cynthia R. Ravosa & her team! The process was easy to follow, she took time to explain, never rushed me, my emails were answered, and afterwards, anything I need for documentation, pointed us in the right direction. My husband and I are happy with the de...
Posted by Jeff | July 16, 2019 | Hired Attorney | Debt Settlement
#1 Attorney to negotiate debts and bankruptcy
Cynthia is the best attorney I could’ve hired to negotiate a settlement for my debts and file bankruptcy. She was relentless in developing a strategy that enabled a settlement of 30 cents on the dollar for my debts. She knows the bankruptcy code more than any other attorney and advised me on the ins ...
Cynthia R. Ravosa's Lawyer Endorsements
"Cynthia is an excellent resource for me to refer clients with debt issues. She is thorough, has a comprehensive knowledge of her field, and explains herself and the law in ways that clients can understand and relate to. Her attitude of careful listening and helping clients solve problems is much appreciated and highly valued."
"I endorse this lawyer.Cynthia Is quick with responses and gets the job done!"
"Cindy is an amazing lawyer with over 20 years of bankruptcy experience under her belt. Cindy has been an invaluable asset as a mentor to my burgeoning practice and is a must have in my network of distinguished colleagues. I know when I contact Cindy, I will always get a quick and accurate response to any legal question I may have. If she doesn't know it, she will refer me to someone who does. I recommend everyone to connect with this amazing and successful attorney!"
"I have known Attorney Ravosa since 2013. Cynthia is a very intelligent, diligent and thorough Attorney and she is extremely knowledgeable with respect to the United States Bankruptcy Code. I have worked on many bankruptcy cases with Cynthia and her extensive knowledge of the Code is impressive. Attorney Ravosa is willing to take on the most complex Chapter 7 and Chapter 13 bankruptcy cases, she never shy's away from a challenge. Attorney Ravosa gives practical advise and helps her clients plan for a better future, while gaining financial freedom from crippling debt, preventing the loss of a family home or other desired goals. I thoroughly endorse Attorney Cynthia Ravosa."
"I strongly endorse Attorney Cynthia Ravosa. I have seen firsthand her commitment to protecting consumers' rights. She is an active member of the National Association of Consumer Bankruptcy Attorneys, and has an impressive knowledge of Chapter 13 and Chapter 7 Bankruptcy. Attorney Ravosa applies her passion for consumer bankruptcy to every case, working tirelessly to ensure every client receives the best possible outcome for their case. Attorney Ravosa truly wishes to improve the lives of her clients. She is a compassionate and conscientious attorney."
"Cynthia is a dedicated professional with extensive bankruptcy experience across a wide range of matters. She has the skills to handle complex cases from start to finish. Cynthia always goes the extra mile for her clients."
"I worked with Cindy for over a year in her bankruptcy practice and I saw her help countless people with their debt problems. Cindy is a conscientious and caring person who does everything in her power to help her clients. I would recommend her legal help to anybody facing a serious debt issue. She really knows her stuff and cares about your case."
"I endorse Attorney Ravosa. I have read Attorney Ravosa's comments in the Avvo forum and have found her responses to be thoughtful and accurate as to the law."
Richard Mucci
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Ephraim Gottlieb
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Dara Sandau
Bankruptcy and debt lawyer
Joshua Cohen
Consumer protection lawyer
Matthew Hamel
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Robert Waickowski
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Maegan Hurley
Chapter 7 bankruptcy lawyer
Michael Cyr
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Michelle Cote
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Experience
Honors
2021
Recognition for Pro Bono Services, Massachusetts Bankruptcy Court
2021
Top Bankruptcy Attorney, Boston Magazine
2020
Recognition for Pro Bono Services, U.S. Bankruptcy Court
2019
Recognition for Pro Bono Services, United States Bankruptcy Court
2018
Recognition for Pro Bono Services, United State Bankruptcy Court
2017
Recognition for Pro Bono Services, United States Bankruptcy Court
Work Experience
2017 - 2017
Managing Attorney, Town & Country Legal Associates
1997 - 2016
Senior Paralegal, Town & Country Legal Associates
Associations
2021 - Present
Women's Business LeagueMember
2017 - Present
National Association of Consumer Bankruptcy AttorneysMember
2017 - Present
Women's Bar Association of MassachusettsMember
2017 - Present
American Bar AssociationMember
2017 - Present
Massachusetts Bar AssociationMember
2016 - Present
Hampden County Bar AssociationMember
2014 - Present
Boston Bar AssciationMember
2012 - Present
American Bankruptcy InstituteMember
Sample of Legal Cases
RE: Kathleen A. Judkins
Robarge v. Citizens Bank N.A. f/k/a RBS Citizens N.A. et al
Pending
Education
2016
Massachusetts School of Law at Andover
JD - Juris Doctor
1997
Suffolk University
Masters in Business Administration
1991
Western New England College
BA - Bachelor of Arts
1988
Holyoke Community College
Associates in Arts & Science
Speaking Engagements
2017
Factual Investigations Class
Do's and Don't of Small Law Firm Practitioners
Languages
French
Activity
Legal Answers
Legal Answers
Q&A
How can I get a non bankruptcy off my record?
16 Mar 2021
Q&A
I have a court order to appear for a past debt that is on my credit report what happens if I do not appear?
10 Jul 2020
Q&A
Should we settle this debt or are they done coming after us?
19 Jun 2020