I have a 1st and 2nd mortgage but the home is not even worth the first. If I dont pay what are the ramifications?

"If I don't pay, what are the ramifications?" If you don't pay both mortgages, you are exposed to a foreclosure unless you file a Chapter 13...

We are in the middle of a ch.13 bankruptcy. We have not had our conformation hearing yet. What happens if I get a job?

If the increased income comes to the trustee's attention, you will have to amend your plan to increase the payments. This might allow you to...

I am in an active Ch 13. My husband accepted a job in another state. I quit my job, As long as we make the payment are we okay?

As long as you make the payment and the trustee does not review your situation, you will be okay. I haven't heard of a trustee reviewing a...

We are in a Chapter 13, Can we sell an asset to purchase a home.

I believe that the court willallow you do to this, but I'm very concerned about you having a $15,000 non-residential asset while in a bankruptcy. ...

What can i do to get Citimortgage off our backs after chapter 13 discharge?

This may be a very serious violation of bankruptcy law, depending on a number of factors including the terms of your plan, the claim filed by...

What are the consequences for a business account to be put through collection?

A collection suit might lead to a wage attachment or court-ordered payments higher than you are making now, as well as a lien on your home and the...

I have a warrnaty claim with Spring Air Mattress Co.

The assets and name may, or may not, have been sold subject to liability for warranty claims, or the buyer may well wish to honor a warranty claim...

Filed ch 13 in May, are paying $875 mo. What can we do to help ourselves pay for unexpected bills?

Your lawyer can advise you about (1) suspending plan payments for a brief time and then catching up, (2) modifying your plan, (3) seeking a Chapter...

The required payment in a Chapter 13 case (Projected Disposable Income) is based on the average monthly income you received during the full six...

Does a creditor who files a 707b have to pay the debtor's legal fees if the debt is still discharged?

You may end up having to pay the debtor's legal fees if your filings unreasonably and vexatiously multiply the proceedings (you file a lot of...

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