Regarding bankruptcy trustee selling non-exempt property if it would not be worth his while after covering state's exemption.

The $3,225 exempted amount is equity, not total value. I bring this up because you mentioned that one could not get a vehicle for that...

The short answer is, it depends on how much the CD is worth today, less penalties, and what else you have that needs protecting. The long answer...

Will bankruptcy wipe out excise tax in massachusetts

Only if the underlying transaction (when the excise tax first became due) was more than three years before you file.

The responses of my two Massachusetts colleagues are spot on. I add the possibility of suing whoever called your mother which, depending on a...

The company I am paying monthly into for a time share just notified me of a chapter 7 bankruptcy, am i still liable to pay?

Your answer depends on whether anyone is still providing the services you are obligated to pay for under your contract. The trustee might sell...

Will I be able to finance another vehicle after bankruptcy?

There's no way to give a reliable answer to this question. Each vehicle lender, whether a credit union, local bank, or dealer-arranged lender, has...

Question on my auto/consolidation loan

What, we got out-of-state attorneys poaching in my MA territory? Humph. The advice to first see if Wells Fargo is secured was spot on. If you...

I have never filed bankruptcy but my credit report states that I did

This more of a Fair Credit Reporting Act (FCRA) issue than a bankruptcy issue. It sounds like you've already taken the required first step of...

Can I file bankruptcy for my personal debts without it affecting my mortgage?

Yes, you can file bankruptcy for your personal debts without it affecting your mortgage. You'll need to list the mortgage debt in your...

Buying after bankrupcy

The type of bankruptcy you probably have in mind is a Chapter 7 bankruptcy: No payments, case is closed a couple of months after the trustee...