As my colleague explained above, if it is reported it affects your score. What you do or do not intend to do in the future, however, does not play...

Can a collections company stop us from renewing out plates on our car in IA.?

It's hard to know exactly who is telling you that the plates cannot be renewed until payment is made. Is there money owed to the state motor...

Can a loan that was listed as a charge off and closed since 2000 be able to restrain my bank account in 2012?

You are describing an unfortunately common problem for consumers. There is a great deal of confusion and lack of communication within a large bank...

What will happen if I go to court about a furniture bill I misplaced over 2 years? See details...

I agree with my colleagues here. Particularly about the dangers of making deals over the phone and giving account information to a debt collector....

If I have called my creditor and settled on an amount to pay a lump sum, should I still file a response to the Complaint?

I would tend to agree with most of what my colleague said. I am a consumer protection attorney, licensed to practice in New York and Massachusetts...

The car dealership in NJ faxed a fraudulant information to the bank to get the loan,we want to cancel the purchase.we live in NY

You should speak with a consumer protection attorney in NY or NJ immediately. You may have claims against the dealership (and the lender) that...