Archived
If I signed a Reaffirmation Agreement with my creditor, is the creditor required to remove the bankruptcy from my credit report?
Peter's answer
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Answered on September 18, 2012
Just to clarify, your creditors do not report bankruptcies on your credit report. Bankruptcies,civil judgments, and tax liens are public records...
Archived
Going thru a divorce suv is not being paid for husband wants to turn vechicle in he is a co buyer on the loan. the consumer
Peter's answer
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Answered on July 18, 2012
For specific questions about debtors rights and debt collectors obligations you should speak with a consumer protection attorney in your state. A...
Archived
What is the worse thing that can happen if after purchasing a vehicle over a month ago the dealership wants you to return it
Peter's answer
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Answered on July 12, 2012
You are describing a what is generally referred to as a "yo-yo" sale, where a dealership signs a retail installment contract, gives you the keys,...
Archived
I just recently bought a car at a dealership and on there website the car is posted as 18000 dollars ( bought the car 46 days
Peter's answer
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Answered on July 05, 2012
Generally, a consumer must have seen the false advertising before the transaction in order for consumer fraud to apply. But you should consult...
I want to know if someone can get sued over the phone, or is it mandatory to receive a letter if you are being sued.
Peter's answer
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Answered on July 05, 2012
In New York you must be served with summons and complaint by personal service, given to you directly by a process server, or by substitue service...
Archived
Autofraud? Civil matter?I bought a car from a priv. owner and the car turned out to be a lemon after one week and $2,000 extra
Peter's answer
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Answered on July 05, 2012
New York's consumer protection laws may not apply to this transaction, as it sounds like the seller would not be considered a "dealer". But if the...
Archived
Do I need to attend a Motion for Summary Judgement if I have no lawyer and/or defense?
Peter's answer
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Answered on June 27, 2012
Even if a consumer cannot afford to make any payments, they should always answer a complaint and make court appearances on motions. If a default...
Archived
How does a Notice of Claim affect collecting current and back owed child support in a Ch. 7 bankruptcy filing?
Peter's answer
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Answered on June 27, 2012
First and foremost, you should speak with a local Arizona bankruptcy and/or family law attorney. Child support obligations are generally exempt...
Archived
I have medical bills in collections. I had insurance with a company which I paid into substantially. The company refuses to pay.
Peter's answer
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Answered on June 27, 2012
This is an all too common situation for many patients. Most providers have patients sign contracts that hold the patient liable for all fees not...
Archived
Is it illegal for someone to use your name and phone # without my consent ??
Peter's answer
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Answered on June 27, 2012
If you have been the victim of identify theft and believe that someone has used your name or social security number to open up credit accounts,...
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