Identity theft is a crime, like any theft. If someone ran up $33,000 of debt using your identity without your authorization, than they stole that...

Is there a small claims settlement option in court other than "agreement for judgment"?

As my colleagues here have suggested, if you can afford to make regular monthly payments, you may want to enter into a stipulation of settlement. ...

Can a judgment creditor that has a lien against my house also levy bank accounts for the same debt?

I agree completely with the assessments of my two colleagues here. You should speak with an attorney who can advise you on your rights and options...

Student loan back in collections after Ch 7

Your rights and obligations here are going to be governed largely by the contract you signed with either the school or a lender. As noted above,...

Do you know any bank which does soft pull for applying secured credit card or first time credit card??

When a consumer applies for credit, the prospective creditor will pull the credit reports and it will almost certainly be a hard pull. I do not...

Can I be sued if the third party collector refuses to send me a validation notice?

A third party collector does not have to provide a validation notice simply because you ask for one. If you demand validation in writing, within...

Can I sue Carmax supercenter for not disclosing all information and over pricing for a car

Legal claims for consumer fraud in the sale or financing in an automobile purchase depend on many factors and are not necessarily lost just because...

How do I approach this?

A legal right to a refund would depend on whether you could show that the seller knew of a substantial defect and concealed it from you. ...

Can I sue a car dealer in New York when I live in indiana - for misrepresenting a car on ebay?

If the dealership is in New York they would certainly be subject to personal jurisdiction in NY state. So, it would be possible for you to bring...

I wanted to know; I bought a car on 9/3/12 but the biggest mistake, i signed an as is contract. Do I still have rights?

NY most certainly has lemon law protection for purchasers of used cars that requires all dealers to make basic warranties as to the road worthy...