Mr. Covey concentrates his practice in all chapters of bankruptcy and bankruptcy-... more
Mr. Covey concentrates his practice in all chapters of bankruptcy and bankruptcy-related law with special emphasis in Chapter 7 and Chapter 13. Mr. Covey has concentrated his practice in consumer and business bankruptcy matters for the past fourteen years. Southern Illinois University, B.S. 1984; Northern Illinois University College of Law, J.D. 1992. Military service: Army ROTC, Southern I... view profile
A bankruptcy attorney can help you manage personal or professional debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.