Robert represented me in a divorce case. I agreed to the QDRO after it was explained in laymens terms. What I was told was that after a period of 60 months my contributions to an annuity would be terminated. Also payments would be terminated upon my ex spouses remarriage. Both totally untrue. I had another attorney review documents recently due to the fact the 60 month period is about to expire. BE CAREFUL, have another attorney review documents!