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John N Skiba
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John Skiba’s Legal Guides

230 total


  • Chapter 7 Bankruptcy & The Means Test

    In October of this year Grammy Award winning singer Toni Braxton filed a Chapter 7 bankruptcy -- showing that no one is immune from a bad economy. In fact, many would be surprised at the number of doctors, dentists, and very high paid business professionals I meet with on a regu...

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  • Many Needing Bankruptcy Don't File.

    At my officeI meet with about 50 to 70 families per month who are looking into whether bankruptcy is appropriate for their situation. The overwhelming majority of the families I meet with desperately need help and bankruptcy is a good option. However, many never file, even though...

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  • How Bankruptcy Can Help You If You Get Sued.

    Often the event that pushes people from thinking about bankruptcy to actually filing bankruptcy is the arrival of a process server at their door and being served with a law suit. As an attorney it is easy to become desensitized to the emotional impact of being served witha law su...

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  • How Bankruptcy Can Stop the Stress and Possibly Help Your Marriage

    When I meet with people in my office most are at one of the lowest points in their lives. The most common thing I hear is I never thought I would be in this position. That is what is so striking about this recession the fact that it has permeated almost every income bracket and ...

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  • The Bankruptcy Process, Toni Braxton, & The Automatic Stay

    As I wrote about in an earlier blog post singer Toni Braxton filed for Chapter 7 bankruptcy a short while ago. The Wall Street Journal is reporting that one of her creditors, US Bank, is attempting to lift the automatic stay so that they can foreclose on her home ( http://tinyurl...

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  • Arizona Bankruptcy Beat: 1 in 7 Americans is on Food Stamps

    New numbers released show that 43 million Americans are on food stamps or just about 13% of the U.S. population. This is the highest percentage in nearly forty years. As I talk to family and friends from around the country I am realizing more and more that Arizona has been hit p...

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  • Arizona Bankruptcy Attorney: Timing Your Bankruptcy Filing

    With the housing situation in Arizona continuing to decline, there seems to be no end to people who are either losing their homes because they can no longer afford them or they are so upside down in their homes that it doesnt make financial sense to continue to pay on the propert...

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  • Arizona Bankruptcy Attorney: 2011 Economic Predictions

    2010 has been a pretty rough year for many people in Arizona. Based upon predictions it lookslike 2011 may be equally difficult. Max Gardner, a prominent bankruptcy attorney in North Carolina, has postedeconomic predictions for 2011. Here they are: 1. At least 20 cities will be f...

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  • Arizona Bankruptcy Attorney: New Year, Fresh Start

    Welcome to 2011! For many this new year couldn't have come fast enough. 2010 was a pretty tough year economically in Arizona and many parts around the country. If you have been suffering through financial hardship over the past few years and feel like you can't hang on any lon...

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  • Arizona Bankruptcy Attorney: The Bankruptcy Process & Common Terms

    Bankruptcy attorneys often forget that the terms and lingo used in their day to day lives is not generally known by the general public. Bankruptcy is its own area of the law with many terms not used in other areas of non-bankruptcy law. I thought it would be helpful to give a bri...

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