John N Skiba’s Guides

John N Skiba

Mesa Debt Settlement Attorney.

Contributor Level 14
  1. What to Do When A Default Judgment Has Been Entered Against You

    Written by attorney John Skiba, about 2 years ago.

    What To Do When a Default Judgment Has Been Entered Against You If you are like many (actually most) of the people who getsued by a debt buyeryou likely didnt respond to the lawsuit and now are faced with the unpleasant reality that a default judgment has been entered again...

    1 person found this Legal Guide helpful

  2. Bankruptcy - The Deal of a Lifetime

    Written by attorney John Skiba, about 2 years ago.

    Bankruptcy The Deal of a Lifetime Written byJohn Skiba, Esq. inChapter 13 Bankruptcy,Chapter 7 Bankruptcy Bankruptcy. The word itself has a negative vibe. And with good reason. By the time people actually gather up the courage to call my office and set up a bankruptcy consult...

    1 person found this Legal Guide helpful

  3. How to Overcome the Fear Associated with Debt

    Written by attorney John Skiba, over 2 years ago.

    How to Overcome the Fear Associated with Debt inShare ByJohn SkibaLeave a Comment(Edit) You can admit it. If you have recently been sued or are enduringnon-stop collection callsyou are probably nervous or outright terrified about what the future holds. Vision...

    1 person found this Legal Guide helpful

  4. What it Really Means When a Debt is Charged Off

    Written by attorney John Skiba, over 2 years ago.

    15 May 2012 What it Really Means When a Debt is Charged Off inShare ByJohn SkibaLeave a Comment Many people willobtain a copy of their credit reportand feel a sense of relief when they see that a certain debts have been charged off. This sense of relief c...

    1 person found this Legal Guide helpful

  5. Chapter 7 Bankruptcy in 7 Steps: Passing Time and the Financial Management Course

    Written by attorney John Skiba, over 2 years ago.

    Chapter 7 Bankruptcy in 7 Steps: Passing Time and Your Financial Management Course Written byJohn Skiba, Esq. inChapter 7 Bankruptcy You made it through the Meeting of Creditors and are all geared up and ready to go! You had your day in court and are ready totack onwhatever co...

    1 person found this Legal Guide helpful

  6. Don't Be a Chicken- Deal with Your Debt!

    Written by attorney John Skiba, over 2 years ago.

    When I am not working as abankruptcy attorneyor fighting debt buyers likeMidland Fundingin court a lot of my time is spent working on my hobby farm. Right now we have about 20 chickens and a few cattle. Chickens for themost part are mindless birds who do things like eat thei...

    1 person found this Legal Guide helpful

  7. How to Draft an Answer to a Debt Collection Lawsuit in 3 Steps

    Written by attorney John Skiba, over 2 years ago.

    Once the initial shock and panic of being sued by adebt buyerwears off you probably have thought to yourself, "now what in the world do I do!?" Well, as I have mentioned in prior articles,you must act. Doing nothing will result inwage garnishmentand all kinds of additional financ...

    2 people found this Legal Guide helpful

  8. Chapter 7 Bankruptcy in 7 Steps: Filing Day, the Meeting of Creditors, and Everything in Between

    Written by attorney John Skiba, over 2 years ago.

    Chapter 7 Bankruptcy in 7 Steps: Filing Day, The Meeting of Creditors, and Everything in Between Written byJohn Skiba, Esq. inChapter 7 Bankruptcy After all the buildup to the day of your bankruptcy filing, once the case is filed there is what seems to be a strange lull in the...

    1 person found this Legal Guide helpful

  9. Debt Collectors Unhinged

    Written by attorney John Skiba, over 2 years ago.

    Last Fridaymy articleon a recent victory against debt buyerMidland Funding, LLCwas picked up by theCollection Industry News(CIN), a website that provides news and headlines for those who work in the debt collection industry. While the debt collectors of America are not my target ...

    1 person found this Legal Guide helpful

  10. Chapter 7 Bankruptcy in 7 Steps: Credit Counseling & Filing Day

    Written by attorney John Skiba, over 2 years ago.

    Chapter 7 Bankruptcy in 7 Steps: Credit Counseling Filing Day Written byJohn Skiba, Esq. inChapter 7 Bankruptcy One might think the real work begins once yourbankruptcyis actually filed with the bankruptcy court. However, I take the approach that if we are thorough and comple...

    1 person found this Legal Guide helpful