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John N Skiba
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John Skiba’s Legal Guides

230 total


  • #1 Way to Eliminate Debt & Midland Funding Trial Tactics

    Check out the Podcast by Clicking HERE. Week in Review New to this episode of the Consumer Warrior Podcast is the Week in Review. Each week in the podcast I will go over a legal issue raised in one of my cases or brought up by a client. Hopefully my answers can help you as you d...

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  • How to Prepare for Your Debt Collection Trial

    This article is also a Podcast. Check out the Podcast by clicking HERE: Trial. If you are like most attorneys, the thought of your trial makes you a little nervous. Essentially it is a debate with real world consequences. Except with this debate, it is full of procedures and rul...

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  • Pick & Choose: Which Debts Must be Included in my Chapter 7 Bankruptcy?

    All debts are not created equal. Some debts obtain favored status through the law debts liketaxes or child support. But some debts are a priority based on who is owed the debt. For instance you may feel much more obligated to pay a family member you owe money to or to pay the do...

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  • Case Killer: How to Defeat a Motion for Summary Judgment

    Case Killer: How to Defeat a Motion for Summary Judgment ByJohn Skiba ConsumerWarrior.com Nothing can blow your case out of the water like a motion for summary judgment. You got served with adebt collection lawsuit, you searched the Internet and were able topiece together an An...

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  • 5 Websites Every Consumer Must Visit

    5 Websites Every Consumer Must Visit inShare ByJohn SkibaLeave a Comment(Edit) Finding good, solid, reliable information on the Internet is tough. There are thousands of websites, blogs, and videos out there, all claiming to be the authority on dealing with d...

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  • Who? What? Why? Questions from Readers on Midland Funding, LLC

    Since the launch of this new website I get several emails each day from people who are being sued by Midland Funding, LLC and arent sure what to do. Every now and again I would like to take a few of these questions and answer them here on the blog. Again, my disclaimer, whi...

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  • Debt Collection Lawsuit + Delay = Bankruptcy

    Debt collectors and debt buyers file a lot of lawsuits. Tens of thousands annually here in Arizona alone. That is a lot of paper and a lot of lives that are being impacted. Each week I meet with numerous families who are in complete panic mode because they have been notified by...

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  • 7 Reasons You May Not Be Able to File Bankruptcy

    is kind of like life insurance policy. You dont think about it very often, but if it becomes necessary, you are sooo glad that it is there. Similarly, it can bring some comfort to know that bankruptcy laws allow an escape if things go bad. This is particularly true forentre...

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  • Nuke It! Eliminating Your Debt Collection Lawsuit through Bankruptcy

    Bankruptcy. The Great Equalizer. When I meet with clients that are dealing with adebt buyer lawsuitone of the first questions I ask them is if I am able to help them eliminate this one lawsuit, are there five more lurking out there ready to take its place? As part of your overa...

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  • What to Do When A Default Judgment Has Been Entered Against You

    What To Do When a Default Judgment Has Been Entered Against You If you are like many (actually most) of the people who getsued by a debt buyeryou likely didnt respond to the lawsuit and now are faced with the unpleasant reality that a default judgment has been entered again...

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