This is why insurance agents are still important. Don't just buy insurance online. Go to a real person and take some time to explain the situation and see how to rectify the situation using their expertise.
A Judgment in Wisconsin can stay with you for decades. You should know that post judgment interest is 12%. So, the judgment is probably much more than $9,000.00. You will need to either make arrangements with the attorney, file for bankruptcy or if the attorney will not talk with you simply go to the court and ask for hearing on what amount is now due. Once the amount is determined and either paid or discharged then you will need to go to the DMV to get your license back. Good luck. It...
Do you have an insurance agent you bought your insurance through? I would recommend you go to that agent's office and complain, complain, complain. Because it is YOUR insurance it has a duty to act in good faith when handling your claim. Again, maybe it would help to have one person (your agent) talk with your auto insurance, gap insurance and the repair shop to straighten this out. Sorry this happened. I'm never surprised at how difficult insurance companies make these types of situations....
There are lots of facts to clear up. Did you have someone opine as to cause? Did this all happen prior to 2006? Be aware that in Wisconsin the statute of limitations may be as short as 2 years or possibly 3 years from the day you should have discovered the injury. I recommend talking to a local injury attorney. They should meet with you for a free initial consultation.
I'd recommend you sit down with your attorney and talk about the case. In Wisconsin restitution is meant only for out of pocket damages like medical bills, lost wages and property damage. Depending on when the collision occurred restitution may already be closed. Good luck.
I agree with the other attorney who answered this question. Most importantly if you are injured you should contact an attorney and they will help with setting up a claim.
In general this is why I always recommend dealing with a good insurance agent versus buying car insurance online. A good insurance agent will usually go above and beyond the call of duty and help with situations like this. Good luck.
I don't think the situation is as dire at Micheal implies in his answer. I'd recommend you talk to an attorney to simply put your mind at ease. There are additional questions to answer: Were you cited? Do you intend on paying for the damage?