Thank you, Debbie. i can't say how pleased i was working with you. You explained trusts and wills and all the other stuff involved in estate planning in such an easy, understandable way. Even now, a few weeks after we completed it, i still understand it all! When i went to the bank to see what papers they needed in order for me to retitle some accounts, i took the whole book with me. The banker just looked at it, and said "wow, i've never seen anything as thorough as that!", and he sees a lot of trusts. So thank you again and again!