I have known and used Raymond for over 15 years. He has always been very professional and anytime I needed a question answered in any area of my position as Credit or Collections, he has always given me the answer. No waiting time - he always returns calls or emails immediately. He has collected over $3,000,000.00 for me in the past and I recently changed companies in the last two years and he has collected over $1,000,000.00 for the new company I am working for. His partner, Mike Marees, and all of his staff have been amazing to work with and has made my job easy. If you need someone to work for you, he is the man.