Since 1988 I have been representing clients in connection with bankruptcy and bankruptcy related matters. Normally I represent consumers as debtors in personal chapter 7 or 13 bankruptcy filings and small-to-medium size businesses in chapter 11 reorganization or chapter 7 liquidation cases. Most consumer bankruptcy cases can be handled on a fixed rate flat fee basis. I also assist consumers in connection with mortgage foreclosure defense cases. When you hire my office, you deal with me, not a secretary or a paralegal.
I am, and have been since September 1996, self-employed as a solo practitioner in Woodbury (Gloucester County) New Jersey concentrating primarily in consumer bankruptcy matters, landlord/tenant disputes and other areas geared to personal and family representation although I also handle small business bankruptcy chapter 11 cases as well. A small part of my practice also involves representing defendants in municipal court matters, having been both a municipal public defender as well as a former municipal prosecutor.
My current practice is a long way from where I started, and for that matter, even where I thought I wanted to go as an attorney. In law school I was convinced that I would be happiest as an in-house attorney for lending institutions, because they had the money! So my law school studies were concentrated on banking and securities law, secured transactions, federal banking regulation, corporate structures and substantive corporate law. It seemed a natural extension of my attendance at the Delaware Law School of Widener University, an institution geared to corporate law studies and my position as an assistant editor of the law review - the Delaware Journal of Corporate Law.
After graduating from law school in 1988 I became an associate in the Financial Services Department at Blank, Rome, Comisky & McCauley , a large Philadelphia law firm with, at that time, over 300 attorneys. I worked primarily out of the Cherry Hill, New Jersey office and was able to work on large corporate chapter 11 cases with some remarkable attorneys. I left Blank Rome in 1992 to work for a medium sized creditors rights firm, gaining practical experience in bankruptcy and work-out matters from the other side. However, the size of these firms did not suit my personality and need for independence. I had no clients of my own and had to work on discrete matters dropped in my lap by the firms’ partners. I had no real connection to the clients and I finally realized that I was not suited to the “tall building” lawyer lifestyle. In 1994, I decided to scale back, joining a small practice in Woodbury New Jersey where I was encouraged to develop my own client base.
No one at the firm was doing any bankruptcy work and, having worked in the bankruptcy area for large corporate debtors as well as institutional creditors, developing a bankruptcy practice was a natural fit. My clients however were not large corporations or banks, but consumers. Client development was significant enough to allow me to open my own practice in 1996 and I have never looked back.
I am the only attorney in my office and am ably assisted by my trusty sidekick/paralegal Diana Demeo who has been with me from the beginning. Our office concentrates in providing bankruptcy services to consumer debtors and small business debtors in the Southern New Jersey area. We have a small but very busy practice, receiving our clients almost exclusively through referrals from other local attorneys and former clients.
I am a life-long Southern New Jersey resident. My immediate family all still reside within twenty minutes of each other. I am a member of the Gloucester County and Camden County Bar Associations. I am also active in the Rutgers University Pro Bono Bankruptcy Clinic which provides free legal representation to lower income state residents in bankruptcy matters.
I have been an Adjunct Professor for the Widener University Paralegal Program, teaching the bankruptcy course. I have also been an Instructor in the Rutgers University law school Bankruptcy Skills class.
I am a frequent panelist for the New Jersey Institute for Continuing Legal Education, presenting a basic bankruptcy skills session for new attorneys twice a year. I also am one of the authors and editors of the Basic Bankruptcy Skills Book used by ICLE.
Because of the 2005 Amendments to the Bankruptcy Code (BAPCPA), I include the following statement: I am an attorney at law and I assist people with bankruptcy filings.
Hourly ($200-300/hour), Contingent (25-33%), Retainer (Sometimes), Free Consultation (30 minutes), Pro Bono (5%)
I endorse this lawyer. Bill is a dedicated attorney and always does a professional job in every matter he approaches. His bankruptcy and litigation skills are superior and his work is outstanding. He always goes far beyond what is expected in his representation of clients and I would highly recommend his office for anyone considering retaining him.
Thomas Egner Chapter 13 Bankruptcy Attorney
Relationship: Fellow lawyer in community
|Award Name||Grantor||Date Granted|
|Equal Justice Medal||Legal Services of New Jersey||2007|
|Mary Philbrook Public Interest Award||Rutgers University School of Law||2006|
|Certificate of Appreciation||Richard Stockton State College Alumni Association||2005|
|Dedicated Service Award||Widener University Law Center||2003|
|Owner||William Mackin, Esq., P.C.||1997 - Present|
|Associate Attorney||Albertson, Ward & McCaffrey||1992 - 1997|
|Associate||Lesser & Kaplin, P.C.||1990 - 1992|
|Associate Attorney||Blank, Rome, Comisky & McCauley||1988 - 1990|
|Association Name||Position Name||Duration|
|Undited State Bankruptcy Court District of New Jersey||Mediation Panel||2014 - Present|
|NJ Bankruptcy Local Rules Revision Committee||Member||2012 - Present|
|New Jersey Bankruptcy Lawyers Advisory Committee||Member||2008 - Present|
|District IV Ethics Committee||Member||2008 - Present|
|Camden County Bar Association||Co-Chair Cmmercial Creditor/Debtor Relations Committee||2007 - Present|
|National Association of Consumer Bankruptcy Attorneys||State Chair - Southern NJ||2005 - Present|
|NJ Bankruptcy Inn of Court||Master||2004 - Present|
|Rutgers University Pro Bono Bankruptcy Project||Supervising Attorney||1998 - 2000|
|Gloucester County Bar Association, Bankruptcy Committee||Chairman||1997 - 2004|
|Rutgers University Pro Bono Bankruptcy Project||Participating Attorney||1996 - Present|
|Gloucester County Bar Association||Trustee||1996 - 2000|
|Gloucester County Bar Association||Member||1992 - Present|
|Camden County Bar Association||Member||1988 - Present|
|In re Cantwell||Reduced interest rate demanded by mortgagee|
|In re Brady||Bankruptcy Means Test decided in client's favor|
|See all Legal Cases|
|Presented at the 22nd Annual NACBA Convention, New York City, April 11, 2014||Post-Petition Assets in Chapter 13 Cases||2014|
|Presented at the 16th Annual New Jersey Bar Association William H. Gindin Bench-Bar Conference||Unbundling and Limited Scope Representation||2014|
|NJICLE Basic Bankruptcy Skills Manual||Basic Bankruptcy Skills Manual||2005|
|O. Max Gardner III Bankruptcy Boot Camp||Consumer Bankruptcy Litigation Representation||Graduate||2007|
|DELAWARE LAW SCHOOL OF WIDENER UNIVERSITY||Law||JD - Juris Doctor||1988|
|RICHARD STOCKTON STATE COLLEGE||Political Science||BA - Bachelor of Arts||1985|
|22nd Annual NACBA Convention, New York City||Post-Petition Assets in Chapter 13 Cases||2014|
|16th Annual William H. Gindin Bench-Bar Conference||Unbundling and Limited Scope Representation||2014|
|Family Law and Bankruptcy||What Happens When Bankruptcy Meets Divorce?||2011|
|Ethical Issues in Bankruptcy||Retainer Agreements, Fees and Unbundling||2011|
|Chapter 7 & 13 Line-By-Line||Chapter 7 Means Test Workshop Line-By-Line||2011|
|13th Annual Hon. William H. Gindin Bankruptcy Bench-Bar Conference||Issues Arising in Post-BAPCPA Chapter 20 attempts to Strip-Off Wholly Unsecured Mortgages||2011|
|12th Annual William H Gindin Bankruptcy Bench Bar Conference||Hot Topics in Bankruptcy||2010|
|What Judges, Law Clerks and Trustees Want you to know||Bankruptcy Practice and Professionalism||2009|
|Saving Your Client's Home in Foreclsoure||Foreclosure Prevention||2009|
|Mortgage Foreclosure and Mediation||New Jersey Foreclsoure Mediation Program and Foreclsoure Prevention||2009|
|Basic Bankruptcy Skills Seminar||Basic Bankruptcy Skills for Attorneys||2009|
|Consumer Fraud and FDCPA Claims||New Jersey Consumer Fraud and FDCPA claims||2008|
|William H. Gindin Bench Bar Conference||Ethics in Bankruptcy Practice||2005|