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Mala Rafik

Mala Rafik

Practice areas:

Employee Benefits, Health Insurance, Social Security

About Me

Mala is a partner at Rosenfeld Rafik & Sullivan, P.C., a law firm in New England representing clients denied access to health care as well as individuals seeking short- and long-term disability, life and long-term care benefits from private insurance carriers.  The firm also concentrates on obtaining Social Security disability insurance benefits for its clients.  Mala’s clients are typically individuals with debilitating chronic illnesses and disabilities for whom she has achieved several pivotal litigation victories in state and federal court.  

Mala is the immediate past Chair of the Insurance Law Section of the American Association for Justice, a Vice-Chair of the Health and Disability Law General Committee within the Tort Trial & Insurance Practice Section of the American Bar Association, a Sub-Committee Co-Chair of the Employee Benefits Committee of the American Bar Association Labor and Employment Section,a former member of the Boston Bar Association Council, the Chair of the Legal Referral Services section of the Boston Bar Association and a current member of the Mentoring Committee of the Boston Bar Association.  She is also the Chair of the Board of Directors of Health Law Advocates, and a member of the Board of Directors of Prisoner’s Legal Services.  Mala has been both a Massachusetts Rising Star and Super Lawyer in Boston Magazine since 2007, and was named a 2006 Up & Coming Lawyer and 2012 Top Women of Law honoree by Massachusetts Lawyers Weekly. In 2013, Mala was named one of the top 50 women lawyers in Massachusetts by Super Lawyers. In 2014, Mala was named one of the top 50 women lawyers in New England and one of the top 100 lawyers in Massachusetts by Super Lawyers.

Mala teaches Disability Law at New England Law and is a graduate of Colby College and Northeastern University School of Law.

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Practice Areas

Licensed since 1997

  1. Employee Benefits: 70%
    18 years
  2. Health Insurance: 20%
    18 years
  3. Social Security: 10%
    18 years

Payment

Fees:

Free Consultation (30 minutes)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

3 total 

  • Jeffrey Scott Warncke

    I have known Mala for several years, and am familiar with her work and her results in both ERISA and first party insurance claims. She is a brilliant and tireless advocate for the disabled. I give her my highest endorsement.

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    Jeffrey Warncke Insurance Attorney
    Relationship: Fellow lawyer in community

  • Bruce S Lipsey

    I endorse this lawyer. She is a stand out long term disability lawyer. She is the expert in LTD cases and I defer to her at all times for her knowledge in the area.

    More 

    Bruce Lipsey Workers Compensation Attorney
    Relationship: Fellow lawyer in community

Contact Info

Suite 530
184 High Street
Boston, MA, 02110

Resume

License
StateStatusAcquiredUpdated
MAActive199704/14/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Awards
Award NameGrantorDate Granted
Super LawyerSuper Lawyers2014
Top 100 2014 Massachusetts Super LawyersSuper Lawyers2014
Top 50 2014 New England Women Super LawyersSuper Lawyers2014
Top 50 2014 Massachusetts Women Super LawyersSuper Lawyers2014
Super LawyerSuper Lawyers2013
2013 Top 50 Women Massachusetts Super LawyersSuper Lawyers2013
2012 Top Women of LawMassachusetts Lawyers Weekly2012
New England Super LawyersSuper Lawyers2012
Super LawyerMassachusetts Super Lawyers2012
Super LawerMassachusetts Super Lawyers2011
Massachusetts Rising StarSuper Lawyers2011
Massachusetts Rising StarsSuper Lawyers2010
Massachusetts Rising StarsSuper Lawyers2009
Massachusetts Rising StarsSuper Lawyers2008
Massachusetts Rising StarsSuper Lawyers2007
Up & Coming LawyersMassachusetts Lawyer's Weekly2006

Work Experience
TitleCompany NameDuration
Adjunct ProfessorNew England School of Law2011 - 2013
Program DirectorWomen's Rights Network2007 - 2008
PartnerRosenfeld Rafik & Sullivan, P.C.1997 - Present
Intake AttorneyAmerican Civil Liberties Association of Massachusetts1997 - 1998

Associations
Association NamePosition NameDuration
American Bar AssociationSub-Committee Chair, Employee Benefits Committee2014 - Present
American Bar AssociationDiversity Vice-Chair, Trial and Insurance Practice Section2014 - Present
Boston Bar AssociationChair, LRS Review Committee2013 - Present
American Association for JusticeImmediate Past Chair, Insurance Law Section2012 - 2013
Health Law AdvocatesChair, Board of Directors2012 - Present
Boston Bar AssociationMentor2011 - Present
American Bar AssociationImmediate Past Chair, Health and Disability Law Section2011 - 2012
Boston Bar AssociationSteering Committee Member, Civil Rights Civil Liberties Section2008 - 2013
Boston Bar AssociationCouncil Member2008 - 2011
American Bar Association, Health and Disability Law SectionVice-Chair2008 - Present
Boston Bar AssociationCo-Chair, Civil Rights and Civil Liberties Section2006 - 2008
Massachusetts Advocates for ChildrenBoard Member2005 - 2012
Prisoner's Legal ServicesBoard Member2004 - Present
American Civil Liberties Union of MassachusettsBoard Member2000 - 2010
American Association for JusticeMemberN/A
Massachusetts Bar AssociationMemberN/A
Boston Bar AssociationMemberN/A
American Bar AssociationMemberN/A

Legal Cases
Case NameOutcome
Glista v. Unum Life Insurance Co. of AmericaN/A
Sanderson v. Continental Casualty CompanyN/A
Ritter v. Massachusetts Casualty Insurance CompanyN/A

See all Legal Cases 

Publications
Publication NameTitleDate
Elder Law AnswersChecklist for Negotiating With an Insurer for Medical Coverage2013
ABA TortSourceNew Day Dawning in American Health Care2010
AAJ Insurance Law Section NewsletterThe ERISA Internal Appeals Process2010
The Practical LitigatorObjective Evidence In Disability Claims2009

Education
School NameMajorDegreeGraduated
Northeastern University School of LawLawJD - Juris Doctor1997
Colby CollegeGovernment/AnthropologyBA - Bachelor of Arts1994
The Madeira SchoolN/AN/A1990

Speaking Engagements
Conference NameTitleDate
41st Annual TIPS Mid-Winter Symposium on Insurance and Employee BenefitsThe Value of Peer Review Medical Reports For Evaluating Subjective Symptoms Claims2015
40th Annual TIPS Mid-Winter Symposium on Insurance and Employee BenefitsHow to Handle a Health Care Case Under the Affordable Care Act2014
2014 Winter ConventionStrategies for Winning at the Claims Level2014
Long-Term Disability Benefits Advanced SeminarLitigation of Long Term Disability Claims2013
Long Term Disability Benefits Advanced SeminarApplications for Disability Benefits2013
ILADS Annual ConferenceWorking with Insurance Companies to Obtain Disability Coverage for Individuals Suffering from Lyme Disease2013
Health Law Section, Massachusetts Bar AssociationRisk of Relapse as a Disability and the Mental Health Parity Implications2013
American Association for Justice, Annual ConventionMalpractice Tips for Lawyers Considering Long Term Disability Claims2013
15th National Conference on Litigating Disability Insurance ClaimsSubjective Disorders: Objective Proof for Fibromyalgia, Chronic Fatigue Syndrome, Chronic Pain, Chronic Lyme Disease and Mental Illness2013
Northeastern University School of LawFinding a Way: Public Interest Lawyering in a Solo or Small Firm Practice2012
ILADS Annual ConferenceWorking with Insurance Companies to Obtain Disability Coverage for Individuals Suffering from Lyme Disease2012
Health Law ConferenceCareers in Health Law, Health Systems In Reform2012
ERISA Advisory Council, United States Department of LaborTestimony, Hearing on Managing Disability Risks in an Environment of Individual Responsibility2012
American Association for Justice Annual ConventionThe Psychology of Mediating Insurance Disputes and Bad Faith Cases2012
38th Annual TIPS Mid-Winter Symposium on Insurance and Employee BenefitsIs Every Case “The Rainmaker?” Practical Approaches to Conflict Discovery in ERISA Cases: A View from Both Sides of the Aisle2012
14th National Advanced Forum on Litigating Disability Insurance ClaimsInnovative Pre-Trial Strategies for Disability Insurance Claims: Settlement, Mediation, Attorney’s Fees and More2012
TeleseminarCigna Corp. v. Amara—The Supreme Court Greenlights an Opportunity To Obtain Make Whole Relief Previously Barred Under ERISA2011
National Institute on ERISA BasicsBenefits Claims: Litigation2011
National Institute on ERISA BasicsA Baker's Dozen: Claims Review Steps from Start to Finish2011
American Association for Justice, Annual ConventionManaging Your Firm to Handle Both SSDI and ERISA Claims2011
37th Annual TIPS Midwinter Symposium on Insurance and Employee BenefitsLegal versus Factual Disabilities and the Risk of Relapse as Disabling Conditions2011
2011 Life Health Disability And Erisa Claims SeminarThe Psychology of Mediation2011
2011 Annual AAJ ConventionManaging Your Firm to Handle Both SSDI and ERISA Claims2011
Nationwide Teleconference/Audio Web CastSupreme Court Update on ERISA Issues2010
National Institute on ERISA BasicsERISA Subrogation Claims2010
National Institute on ERISA BasicsBenefits Claims: Litigation2010
Boston Bar Association, Labor and Employment Law SectionCurrent Challenges In Disability Discrimination Cases And The Interrelationship Between Disability Benefits And Discrimination Claims2010
American Bar Association, Joint Committee on Employee BenefitsSupreme Court Update on ERISA Issues2010
AAJ 2010 Annual ConventionPractical Tips for Handling Health Insurance Claims2010
36th Annual TIPS Midwinter Symposium on Insurance and Employee BenefitsTop Ten Changes for Life, Health and Disability Insurance Litigation2010
12th National Litigating Disability Insurance Claims ConferenceERISA Discovery2010
RSI ActionPractical Considerations for Obtaining Long-Term Disability for People With RSI2009
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2009
Disability Claims in a Down EconomyLong-Term Disability Insurance Claims2009
35th Annual TIPS Midwinter Symposium on Insurance and Employee BenefitsERISA Disability Litigation2009
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2008
ERISA LitigationERISA Disability Litigation2008
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2007
Life, Health, Disability and ERISA ConferenceAlternative Dispute Resolution2007
AAJ Annual ConferenceERISA Updates - The Year in Review2007
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2005
Elder and Disability Law ConferenceHealth Care Access2005
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2004
Health Care and Disability Litigation GroupStrategies for Winning at the Claims Level and for Developing the Possible Record2004
Litigating Disability Insurance Claims ConferenceDisability Insurance Litigation2003