I was wavering for years about whether or not to file chapt 7 bankruptcy. Ryan stuck with me for a long time, and was always there to provide quick and reliable advice while my financial situation evolved over the months leading up to my filing. When the time came for me to file Ryan could have not been more helpful in getting me through this process. I'm very happy with the results, and wish I would've taken Ryan's advice from the get-go..Well better late than never.