Chuck Smith has been handling personal injury, workers' compensation and insurance claims in Central Florida since 1996. He has tried 60 workers' compensation final hearings, has handled 15 appeals in Florida and Iowa and has tried multiple jury ...
Practice areas & skills: Insurance, Personal Injury, Workers Compensation
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Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.