Review: “Mr. Gold is one of the good guys. He has handled a very complicated matter that mushroomed into many complicated matters. He told me from day one that I will take care of you and he has. What started as one case turne...
Practice areas & skills: Arbitration, Bankruptcy & Debt, Business, Consumer Protection, Debt Collection
Review: “This was a very stressful time. Ms. Deaver made the process easy for my husband and I. We were able to get in touch with her when we had questions and she responded usually in the same day. I highly recommend her if yo...
Practice areas & skills: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure
Review: “Mr. Spigner has served as Advisory Counsel to me and our firm on a host of legal issues and matters during our 29 years in business. He is available, responsive, and supportive of our legal needs and requests.”
Practice areas & skills: Bankruptcy & Debt, Business, Consumer Protection, Debt Collection, Commercial
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.