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My mission is to zealously represent and provide legal advice and assistance to everyday people with everyday problems. In particular, I represent individuals that have been harmed by others or need immediate representation to protect their legal...
Practice areas: Debt Settlement, Insurance, Car Accidents, Personal Injury
Review: “I had the pleasure of speaking with Mr D'onofrio regarding my divorce and he provided me with valuable insights that made my legal separation from my ex-wife far more equitable. I wasn't able to retain his service...
Practice areas: Debt Settlement, Real Estate, Uncontested Divorce, Litigation, Foreclosure
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.