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I am the proud parent of two amazing children. My daughter is a competitive figure skater and my son is a budding soccer star.
Practice areas: Debt Settlement, Commercial, Intellectual Property, Employment & Labor
Bonnie L. Canty is licensed to practice law in Florida, Connecticut, Georgia, New Jersey and New York. She has been working in the areas of family and debt law for more than twenty years and offers a more personable approach to family and bankrup...
Practice areas: Debt Settlement, Consumer Protection, Family, Litigation
ALEX N. KAPETAN, JR. IS A FOUNDING PARTNER OF WITES & KAPETAN, P.A. HE DIRECTS THE FIRM’S PRACTICE GROUPS FOR PERSONAL INJURY AND WRONGFUL DEATH, IMMIGRATION AND CONSUMER DEBT LITIGATION. ALEX N. KAPETAN, JR. graduated cum laude from The Uni...
Practice areas: Debt Settlement, Personal Injury, Insurance
Review: “I am in a very bad case in Florida and Kevin is very good at getting to the bottom line. He is just what we needed to fight an HOA that is terrible and has lawyers to match. I have worked with a lot of lawyers in my ti...
Practice areas: Debt Settlement, Litigation, Commercial
Review: “Janet Represented me on several occasions. She was referred by a friend who had used her for her divorce. She helped me prove a change of circumstances and my alimony was eliminated with a short term minimal payment. S...
Practice areas: Debt Settlement, Chapter 7 Bankruptcy, Guardianship, Uncontested Divorce, Contracts & Agreements
Review: “Mr. Karyo has been a great source of information and help dealing with creditor issues. We value his opinion and have been very happy with his professional help.”
Practice areas: Debt Settlement
Frank A. Andreacchi, Esq. is a licensed member of the Florida Bar and the Washington D.C. Bar. He earned a Juris Doctor from Barry University, Dwayne O. Andreas School of Law, an ABA accredited university located in Orlando, Florida. Frank graduat...
Practice areas: Debt Settlement, Foreclosure, General Practice, Personal Injury, Real Estate
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.