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Denver area bankruptcy lawyer Clark Dray will personally oversee your chapter 7 bankruptcy, chapter 13 bankruptcy, or foreclosure from beginning to end. Offering a free consultation, affordable rates, and payment plans, we feature small office co...
Practice areas: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Bankruptcy & Debt
Review: “Dana helped my wife and I to be able to negotiate some old debt down to a more manageable amount with a payment plan. We were intimidated by the debt collections personnelle. Dana stepped in and represented us well.”
Practice areas: Debt Settlement, Business, Bankruptcy & Debt, Probate, Litigation
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.