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My name is Steve Craig. I am a debt relief attorney. I started my practice in 1994 as a bankruptcy attorney. Since then, I have represented over 3000 clients in the US Bankruptcy Court. During this time I discovered that many people were stron...
Practice areas & skills: Debt Settlement, Bankruptcy & Debt
Michael earned his law degree at Arizona Summit Law School in Phoenix, Arizona. As a Colorado native, he returned home to finish law school at the University of Denver Sturm College of Law as a visiting student. Before law school, Michael earned h...
Practice areas & skills: Debt Settlement, Employment & Labor, Personal Injury, Business, Landlord & Tenant
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.