Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008. He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors. He has stoppe...
Practice areas & skills: Credit Repair, Consumer Protection, Litigation, Foreclosure, Credit Card Fraud
Review: “Michael T. Nichols filed a case for us after the housing market crash affected our business. and personal finances. He is ethical, knows the law, is organized, and is willing to go the extra mile for his clients. Michae...
Practice areas & skills: Estate Planning, Bankruptcy & Debt
Review: “Helped me argue and fight for my job! Staff was friendly and professional. They were great at communicating and keeping me in the loop. The amount of work that was compiled was thorough and excellent!”
Practice areas & skills: Immigration, Wills & Living Wills, Family, Criminal Defense, Bankruptcy & Debt
A credit repair attorney can help you improve your credit score on credit history reports. Credit history reports show a person or a business' past financial transactions and activities, including any late payments, defaulted loans, and bankruptcies. Banks and credit card companies use credit reports to decide whether to lend you money, and if so, how much. If your credit score is lower than you'd like, or you find a mistake in your report, then a credit repair attorney can tell you the steps you need to take to increase your credit rating.