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Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008. He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors. He has stoppe...
Practice areas: Credit Repair, Consumer Protection, Litigation, Foreclosure, Credit Card Fraud
Review: “My son was arrested for a very serious criminal matter he first had the public defender. The publice defender wanted my son to take a deal and plead guilty. Mr. Valencia came into the case and won at trial. My son is f...
Practice areas: Credit Repair
A credit repair attorney can help you improve your credit score on credit history reports. Credit history reports show a person or a business' past financial transactions and activities, including any late payments, defaulted loans, and bankruptcies. Banks and credit card companies use credit reports to decide whether to lend you money, and if so, how much. If your credit score is lower than you'd like, or you find a mistake in your report, then a credit repair attorney can tell you the steps you need to take to increase your credit rating.