I can't comment on the wage garnishment exemption. But if you file for bankruptcy, it will stop the garnishment and discharge the debt. If you have...

Student loans are generally non-dischargeable in bankruptcy. To get them discharged you have to go through an adversary proceeding. It does not...

Many factors go into what chapter you should file. You need to consult with an attorney to make that determination.

Bankruptcy looks at your monthly income. Many people do not know how to calculate their monthly income. For example, if you are paid bi-weekly,...

Your gross income is used to determine if you are above or below the median income. Then the means test determines if you have disposable income or...

Due to your recent Chapter 7, you are not currently eligible for a discharge in a Chapter 13. If you file a Chapter 13 now, you will have to pay...

You do have to be served with the documents. Usually clients have been served, but through the documentation away. You may want to consider...

You are required to disclose this. You are likely thinking about the 180-day rule on if someone passes away after you file. It doesn't matter when...

I am not sure what the circumstances and why that matters to them being willing to settle for less than they are owed. You would likely need to...

The creditor can sue you. If your only source of income is social security disability, you may be judgment proof. But that could change if you...