There is a lot going on that is unclear. You need to talk to your bankruptcy attorney as they will know the details that we do not.

Unfortunately, this is all too common. You have no protection with a debt settlement company. Maybe you can work something out. Your better option...

You didn't ask any question so I am not sure how to respond that will help you. Her lawyers wouldn't be looking to recover anything, the Trustee...

The co-signer will still be liable on the debt. You wouldn't reaffirm on the debt but could voluntarily make the payments. A Chapter 7 does not...

I'm guessing you mean the alleged illegal practices and harassment were done against you. If not, then those alleged actions would be...

If you are unable to pay, they will eventually look to sue to collect on the debt or to repossess the property. If you plan to catch up, you should...

You could get that debt discharged through bankruptcy. If you have other debt as well, bankruptcy is probably a great idea for you.

If you do not appear, a default judgment for the full amount will be entered against you and eventually they will try to garnish you. You should...

Discover didn't need to send the documentation you requested as they are not a debt collector under the FDCPA. You will need to answer the...

If you cannot pay, the creditor will likely look to set the settlement aside and obtain a full judgement against you. You should be proactive and...