What exactly do I need to file an adversary claim to get my student loans discharged in CH. 7?

I agree with my colleagues. Getting a student loan discharged is an extremely difficult thing to do even when you have hired an attorney. Doing...

In Texas Law. Can a creditor (hospital's bill) go to wife after his dead..?

Unfortunately, the healthy spouse will be responsible for the medical bills of the sick spouse. If there are a lot of bills after the sick spouse...

What would happen if she doesn't pay? She doesn't have credit, job, house, car, or anything they can take a way from her.

I would hate to tell you something that may give you the impression that you don't need to take any action to protect your mother's financial...

First of all the creditor must file a proof of claim in the bankruptcy to be paid anything at all. If no claim filed then they will receive...

What do I need to do to stop the garnishment or decrease the amount that is being taken from my paycheck

Something about your situation doesn't seem quite right. If the debt that is being garnished from your paycheck was incurred after the bankruptcy...

When i file Ch. 13 for old filed taxes (06-08) can i include recent (within 3 yrs) local taxes as well?

Whatever the reason someone files for bankruptcy, all debts owed must be listed. You cannot pick and choose which ones to list. Having said that,...

Can my new spouse be sued for debts I owe if I file bankruptcy alone. Can her assets be seized to pay my debts?

You have posted quite a complex set of circumstances. There are many things I could tell you about bankruptcy law and your situation. However,...

Am/would I be a good and qualified candidate for Chapter 7 and what all can I get discharged/wiped away for a clean start?

I agree with my colleagues. You may be a good fit for a Chapter 7, but there is so much to an analysis that cannot be done here on this forum. ...

I agree with my colleagues. The hospital does not have to accept your proposed payment plan. You should seek the advice of an experienced...

How can they still be charging me monthly if they sent my amount to collections?

I agree with my colleagues that one thing has nothing to do with the other. They can and will every method available to them by law to collect on...