Archived
Should second mortgage been discharged through 2005 chapter 13 bankruptcy? How do I proceed against lender?
Sheila's answer
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Answered on July 03, 2013
As Mr. Ashman said, the bank probably got the term wrong. If you did reaffirm the debt (usually not done in a Chapter 13), there would be a record...
Archived
I am the co borrower on a house, and my name is on the deed. How will it affect both parties if I file for bankruptcy?
Sheila's answer
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Answered on July 01, 2013
If your bankruptcy is completed and your debts are discharged, you would no longer legally owe any money on this mortgage. Since he is not...
Archived
Bankruptcy vehicle valuation in Georgia.
Sheila's answer
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Answered on June 27, 2013
Even if you give a value to your attorney, the attorney will probably check KBB and Edmunds to verify the amount. Of course, the condition of the...
Archived
My bakruptcy lawyer firm closed
Sheila's answer
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Answered on December 27, 2012
A substitution of counsel form can be prepared. Please call my office at 770-631-2334 and I'd be happy to talk with you.
Archived
Can we file bankruptcy on a USDA rural development home from florida?
Sheila's answer
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Answered on October 23, 2012
I'd have to review your total situation, but it does sound like something that could be discharged in a Chapter 7 bankruptcy. If you'd like to...
Archived
In Ch 13 BR. Surrendered my trailer and land in Florida. Can the creditor come after me for a deficiency judgement after sale?
Sheila's answer
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Answered on November 30, 2011
Provided you finish your Chapter 13 and are discharged, they cannot come after you for the deficiency. If you do not complete your plan, yes, they...
Archived
I am releasing a vehicle after a year, and would like to know the best way to do so to avoid any legal backlash here in GA?
Sheila's answer
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Answered on January 24, 2011
Unless you can file for bankruptcy, there will more than likely be some legal backlash. You said you can't file--is it because of a prior...
Archived
What happens to sales taxes, corporate taxes, payroll taxes owed by a S-Corp after filing for bankruptcy? Are they discharged?
Sheila's answer
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Answered on October 25, 2010
Why would your corporation need to file bankruptcy if you don't owe anyone besides the taxes? Those taxes are usually not dischargeable, so filing...
Archived
I am 2 years into chapter 13, and I am being layed off? How will that affect my bankrputcy?
Sheila's answer
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Answered on September 29, 2009
You need to speak with your lawyer (if you had one) who filed your Chapter 13 plan for you. Yes, modifications can be requested if you lose your...
Archived
I filedaChapter 7 and, we thought the second mtg had been discharged due to the fact we di not hear from the second mtg for five
Sheila's answer
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Answered on September 29, 2009
Second mortgages are not discharged (in Georgia) without specific procedures to strip the lien from the property. If you merely filed a Chapter 7,...
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