Archived
How high may the credit limit for a new credit card be, without being required to notify the bankruptcy trustee?
Sheila's answer
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Answered on October 27, 2014
You may be thinking that because it's secured, you aren't incurring new debt. However, NO credit is allowed while in bankruptcy without court...
Archived
My spouse & I got line of credit he died Im stuck with debt. I married & changed name with my SS. Can I bankrupt w/old name
Sheila's answer
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Answered on October 02, 2014
When you file for bankruptcy, you must list all names you have used in the last eight years, including your current (new) last name. If you have...
Archived
Will filing bankruptcy effect my wife?
Sheila's answer
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Answered on June 30, 2014
Unless you have joint debts, filing for bankruptcy before you get married should not affect your wife's credit.
Archived
Election of 44-13-1 constitutional exemption, versus 44-13-100 Statutory exemptions via bankruptcy
Sheila's answer
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Answered on February 15, 2014
It sounds like you are attempting to do your own bankruptcy without an attorney. I strongly advise you to consult a bankruptcy attorney before you...
Archived
My Ch. 7 bankruptcy petition was filed by an attorney, but the petition indicates that I filed personally...what can I do?
Sheila's answer
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Answered on December 15, 2013
If the court's filing fees were not paid, the court will eventually dismiss the case. However, if you plan to file again, this creates problems. ...
Archived
I recently got a judgement against me after a 13 marriage where my wife makes $80k I worked pt seasonal and she got everything
Sheila's answer
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Answered on October 02, 2013
You may want to post this in the divorce or family law category, as it isn't really a bankruptcy question. As mentioned by the other attorney, you...
Archived
Motion to lift stay with a recent reinstatement.
Sheila's answer
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Answered on August 10, 2013
They can get the Motion for Relief from Stay, but that doesn't mean they will start foreclosure proceedings. If your mortgage is current, they...
Archived
Do I have a case? Should I be able to get my student loans discharged? Is this fair?
Sheila's answer
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Answered on August 10, 2013
Most student loans are not dischargeable without extreme circumstances. You used the funds to attend college; you will have to pay them back. You...
Archived
Question about post Chapter 7 and walking away from home
Sheila's answer
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Answered on July 30, 2013
The foreclosure should not show on your credit report; it should say "Discharged in Bankruptcy." The banks don't report the mortgage payments to...
Is there anyway to fight a Motion for relief of stay
Sheila's answer
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Answered on July 06, 2013
If you didn't miss any mortgage payment since you filed the 13, you didn't need to convert. You make up the missed payments in the Chapter 13...
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