WA state debtor creditor law, debtor's right to dispute debt, creditor failing to respond

Under the FDCPA, assuming this is a consumer debt, they cannot continue collecting until they respond with some evidence showing you owe the...

Nothing obligates a creditor to make a payment arrangement. But nothing is stopping you from making payments anyway, which they have to credit to...

Nothing obligates a creditor to make a payment arrangement. But nothing is stopping you from making payments anyway, which they have to credit to...

Ex wife responsible for debt in divorce decree, but I'm being contacted to pay debt.

Unfortunately, the creditor is not bound by the divorce decree. In other words, you still owe the debt, even though your ex-wife has promised to...

Creditor's rights to seek legal action over old credit card debt, credit card agreements and debt collection

As youmight imagine, it depends. For a credit card debt, assuming you are a consumer and the debt is a consumer debt, the FDCPA requires the...

Consumer law

Definitely seek the advice of an attorney in Arizona. The NACA lawyer database is a great place to find a consumer lawyer who can help you. A...

FDCPA

I am not sure what you are asking, either, but if you want to know the answer, you should contact a consumer lawyer in your state. The NACA lawyer...

Credit Cards

I don't think I can add anything to Jay's excellent response, except a link to the NACA lawyer database, where you can find a consumer lawyer in...

I agree with most of what Jon Stein posted. Validation can help you figure out if you really owe this debt. But what you really need to know is...

Debt colletion

The Fair Debt Collection Practices Act is a federal law, not an Arizona law. Arizona may have state laws that apply, and I cannot speak to...