My wife is getting a 1099-C for a loan that was discharged in my bankruptcy. Are we liable for the taxes on this discharged debt

Was your wife also liable on the loan? If she was a borrower, her liability on the note would not have been discharged in bankruptcy (since she...

When a rental goes into foreclosure can they come after primary residence in Colorado?

Colorado is a recourse state, meaning that a mortgage lender can pursue collection on the unpaid balance of a promissory note after foreclosure on...

Old credit card I believe to paid off . Was contacted by collection saying I owe 2500. on a card they say had a balance of $105.

When did you or your ex last pay on this account? If it has been more than 6 years, then the debt is likely no longer collectible due to the...

Renters failed to pay their last two months rent. When I sue them may I ask for treble damages? Does that apply to tenants only

Generally, treble damages are only available if provided by statute. You may be thinking of the treble damages provision available to tenants for...

I went thru a colidation company to help get bills in check. Had a lot of problems with this company. Now I have two garnishment

Keep in mind that you cannot force your creditors to participate in a debt consolidation. It is not unusual for some creditors to choose not to...

My son is getting threatening calls from a credit collection agency.

It is possible that this is a scam. These types of threats are generally prohibited by the federal Fair Debt Collection Practices Act (FDCPA), so...

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Question about bankruptcy

Are you filing a joint bankruptcy? If so, this potentially creates a conflict for your bankruptcy attorney, since you appear to be a creditor of...

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What can my lawyer do besides garnishment?

Attorneys that are attempting to collect on a judgment might choose to serve you with interrogatories. This is a list of questions about your...

Should I file for bankruptcy or try to pay off medical collection bills?

Do you mean that the total combined debt is less than $10,000? I usually advise clients to look at their entire financial picture when considering...