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I am thinking of filing Chapter 7, I am not able to continue to keep up with paying my debt. Can I keep my car?
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Answered on September 26, 2014
In Colorado you can exempt up to $5,000 equity in a vehicle, so unless your vehicle is worth more than this (auction value), you should be able to...
In Ch.7 Bamkruptcy, attended 341 meeting but not discharged yet. Lender contacted me to collect a debt. What remedies do I have?
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Answered on September 24, 2014
Even if the lender's actions are technically a violation, the bankruptcy court is unlikely to do anything about it. Your biggest obstacle is...
Archived
Will the Bankruptcy court waive filing fees if you can not afford them and have prepared the paperwork yourself?
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Answered on August 27, 2014
The court will only waive the filing fees if your income is low enough (less than 150% of the federal poverty guidelines) and if you cannot pay the...
Archived
Hello, we reside in Vail, CO. Have a question about deposit?
Ryan's answer
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Answered on July 31, 2014
You may want to contact an attorney to draft the demand letter for you. If the landlord fails to returns the deposit after receiving the demand...
Archived
I have a property where my friend is going to buy it and then QCD 1/2 back to me. I can no longer be on the loan
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Answered on July 16, 2014
You are correct that most lenders will not exercise a due on sale clause unless the loan is in default. However, they still have the option, and a...
Archived
Do u need a real estate attorney ?
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Answered on July 09, 2014
You should consult with a real estate attorney to determine if the seller breached the contract, and if so, what your damages are. Depending on...
Archived
Do I need a Real Estate Attorney and do I have a case?
Ryan's answer
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Answered on July 09, 2014
I agree that you should speak with a real estate attorney on this one. I had a very similar case several years ago where I represented the buyers...
Archived
Did a job for a contract he will not pay me. Homeowner paid him. Can I file a intent to file a lien right away.
Ryan's answer
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Answered on July 07, 2014
If the homeowner paid the general contractor in full, then you may be prevented from filing a lien under Colorado law. You may need to sue the...
In Colorado, I went into foreclosure, is there a statute of limitations for how long that can remain on my credit?
Ryan's answer
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Answered on June 30, 2014
If the mortgage lender intends to collect on the deficiency post-foreclosure (and most 2nd mortgages will do that), it will probably sue you before...
Archived
Went to my credit union for a line of credit with my home equity as collateral. they told me I had 2 liens on my home.
Ryan's answer
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Answered on June 30, 2014
I would suggest continuing to call both the mortgage company and the title company (daily if necessary) until the matter is resolved. It may also...
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