Archived
I purchased a home built by Habitat of Humanity in 2003 " I have a bankruptcy 7 discharged i didn't sign a reaffirmation.
Richard's answer
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Answered on February 02, 2014
Your debt is discharged in bankruptcy. But I would not just "walk away"..why not live there as long as possible and not make the payments until...
Archived
Greentree wants 43K from us to stay in our home. I'm a 26 year, disabled Marine Veteran. What do we do after our chapter 7?
Richard's answer
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Answered on February 02, 2014
You need to amend your facts to clarify the following: You state what do we do .."after our chapter 7". Does that mean if you file one, or are you...
Archived
I bought a house in my name then married my husband then filed bankruptcy in my name. If house forecloses now will effect him?
Richard's answer
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Answered on February 02, 2014
Since the loan is NOT in your husbands name it will not be on his credit score. However, you ask if the house forecloses will it "effect him"? The...
Archived
My chapter 7 case was dismissed. How long do I have to wait before I can refile.
Richard's answer
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Answered on February 02, 2014
Attorney Adams states: "You can refile it right away as long as you did not voluntarily dismiss it, if you did you must wait 180 days from the...
Will I allowed to obtain my master's degree after I file Ch. 13 bankruptcy?
Richard's answer
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Answered on February 02, 2014
First, the law prohibits discriminatory treatment by FEDERAL Student Loan programs specifically in the Bankruptcy Code:
(c)
(1) A governmental...
Archived
On Chapter 13, can I get the amount I pay lowered if I am having financial problems?
Richard's answer
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Answered on February 02, 2014
First, you just missed filing in Jan..what is that important? A filing in Jan of an amended plan is effective from the date of filing even though...
Archived
Is it legal for a bank to transfer a bankruptcy discharged mortgage to another bank and then have both report on credit report?
Richard's answer
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Answered on February 01, 2014
Credit reports should reflect facts. Simple as that. Thus, object if it states discharged in 9-13 when you know it was sometime in 2009! Although...
Archived
Chapter 13
Richard's answer
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Answered on February 01, 2014
First, unless a property is being sold, or an objection to an exemption is made, or an objection to the calculation of the liquidation...
Archived
Chapter 13 filing and Spendthrift Clause in my deceased uncle's trust. Is my interest exempt?
Richard's answer
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Answered on February 01, 2014
In addition to the other answers which appear to answer your question, the other issue is whether anyone in charge of the plan is able to affect...
Archived
Can my annuity company refuse to accept repayments of my exempt TSA loan after I filed Chap. 13 bankruptcy and default my loan?
Richard's answer
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Answered on February 01, 2014
First, the loan is not "exempt"..only assets are exempt so it is important to use the correct terminology. Below is a site for TSA loans. That site...
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