Richard D. Granvold's Answers (8589)

Archived

I just recieved a 1099 from one of the banks that that i included on my chapter 13 bankruptsy

Richard's answer | Answered on February 04, 2014

If you see all the answers on here already..you will see..not taxable..everyone keeps asking that every 20 min it seems like..SO DONT worry..show...

Archived

I understand its best to wait until your trustee abandons any interest in your tax refund before I can cash it,when do I know

Richard's answer | Answered on February 04, 2014

First, your 2013 refund is an asset..so you must have listed it in Schedule B and exempted in full in Schedule C. If not listed, file amendment...

Archived

After filling chapter seven when can I start cashing my federal and state refund checks,

Richard's answer | Answered on February 04, 2014

The issue is the date you filed, you are required to list in Schedule B those assets. So if not done, or not accurately yet, file an amendment to...

Archived

In Georgia, does Chapter 7 filings put my home back in the banks hands or is it outside the proceedings?

Richard's answer | Answered on February 04, 2014

Every asset including a house in any state in the US is still yours..But you list the creditors in Schedule D. So long as you are not in default...

Archived

Chapter 7 bk Oct 31, 2007. with parent loans hanging out. . .can I re-open an adversary proceedings to get relief seeing how

Richard's answer | Answered on February 02, 2014

You do not state what the adversary proceeding is for..a student loan? we have no clue..Please add the missing fact so we can intelligently answer...

Archived

I recently paid off a debit that my ex-wife agreed to pay for in divorce court, After the divorce was final she filed Chapter 7

Richard's answer | Answered on February 02, 2014

The only avenue of course of action of non dischargeabilty you have is the following: A debt is not discharged if owed:. (15) to a spouse,...

Archived

Trustee in chapter 7 case questioned value of home. I listed value from property tax bill. Haven't heard back. Need to know

Richard's answer | Answered on February 02, 2014

First, the law required and you signed under penalty of perjury of what your property was worth. If you put down the property tax value instead of...

Archived

Can the trustee make me change exemption choice in chapter 7 bankruptcy?

Richard's answer | Answered on February 02, 2014

From your answer it does NOT appear the trustee has filed any formal objection. As a result, all exempted listed property in Schedule C is exempt...

Archived

What happens if an exempt cause of action is later settled for back wages. Can a bankruptcy trustee reopen the bankruptcy..

Richard's answer | Answered on February 02, 2014

Absent fraud, if you listed a cause of action as an asset and the asset is fully exempted or you claimed 100% exempt and the trustee did not...

Archived

I purchased a home built by Habitat of Humanity in 2003 " I have a bankruptcy 7 discharged i didn't sign a reaffirmation.

Richard's answer | Answered on February 02, 2014

Your debt is discharged in bankruptcy. Thus, they cannot "take me to court for any fees..." as that would violate the discharge provisions of the...

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