Archived
My husband works at a hospital we want to file BK but owe his work money for a ER visit can we pay this bill or not?
Richard's answer
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Answered on May 10, 2014
First, if you owe it when you file you have the duty to list. Simple as that.
Second, if you pay it back before you file and more than $600 in...
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Archived
If 200 days after filing chapter 7 you discover an inheritance from a relative who died 5 years ago, must you tell the trustee?
Richard's answer
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Answered on May 10, 2014
First, you technically did not say if the inheritance was worth anything ; some persons are listed by after the estate pays it debts there is...
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Archived
Following my Chapter 7 bankruptcy, what happens if i miss a hearing that i requested to set aside a default judgment?
Richard's answer
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Answered on May 10, 2014
If you do NOT show up it is your motion, so not sure if the court can act on your motion without you being there as the documents should all be...
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Archived
Does cross collateralization apply to only credit unions or can it apply to banks as well? Chapter 7.
Richard's answer
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Answered on May 09, 2014
If your car is worth less than the debt on it alone, then there is no equity and coupled with any cross collaralization issue, most of my clients...
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Possible 2nd chapter 13
Richard's answer
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Answered on May 09, 2014
You can file any ch 13 at any time after a prior one. However, if you received the discharge in the prior ch 13 less than 2 years ago if you file...
Archived
Could I ask courts for more time to cure a default payments
in chapter 13 case got notice from attorney
Richard's answer
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Answered on May 09, 2014
you have to argue that with the court. If you don't have an attorney you should. Get one immediately. But if not, make sure you file response to...
Archived
If I file an emergency bankruptcy to stop a garnishment of my wages, how quickly will they stop?
Richard's answer
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Answered on May 09, 2014
The second you file bankruptcy all legal action stops. Then send them a copy of the filing and a copy of Schedule C if you have exempted out...
Archived
Went though bankruptcy. Iam to surrender my home, which is in foreclosure. Can I sell the house befor the foreclosure sale day
Richard's answer
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Answered on May 09, 2014
You really need to state exactly: did you file a ch 13 or a ch 7? If in ch 13 is it still open and when did you file. If a ch 7 has the case been...
Archived
My first Mortgagee wants a subordination agreement from my 2nd which was stripped in my BK 13 which will be discharged in 2/15.
Richard's answer
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Answered on May 09, 2014
First, the 2nd mortgage does NOT have to do anything. The court can possibly order some action but otherwise they have no duty. Furthermore if for...
Archived
When filing a chapter 7 bankruptcy do I enter a judgment by the credit card name and address or by the law firm's?
Richard's answer
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Answered on May 09, 2014
Attorney Larkin says it exactly. Put collection company or attorney or both after original creditors where it says "additional notice"..that way...
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