A 5yr old payday loan unpaid and collections are calling me. i dont see it on my cresit report

First, tell them you want proof of the debt received in writing to assure this is not a scam. Then don't act until they provide it to you. Many...

What happens if, on my response to summons, I made a mistake on responding to the numbered paragraphs?

If the case was filed with the court you will see the case number on said summons. If not, then just serve copy on the Plaintiff's attorney. If you...

Can the state garnish my account

I believe that is a presumption until rebutted. You should respond that all monies in the account are yours and she has no deposits in that...

I have a few payday loans from 5 years afo or longer if i file chapter 7 will they show in court to make me pay

Attorney Larkin states it exactly as I have seen it also. Do not obtain any new pay day loans. I know yours are old. Because yours are also so old,...

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Where do I include my bank levy into my bankruptcy paperwork? Does it get included into schedule F?

You list the bank account for the entire amount in the account in Schedule B. You then exempt the full amount in Schedule C to the extent...

My ex-wife filed a Chapter 7 bankruptcy petition earlier this year, and listed me as a creditor.

How would you know that the debt is discgarged?? The discharge does specify any specific debt. See a bankruptcy attorney and discuss both...

Can an HOA come after you for back pay if you included the home in a bankruptcy?

Apparently you either did NOT employ a bankruptcy attorney or they did not carefully go through that with you..check your letters from an attorney...

Should I file an adversary proceeding, or let the trustee of a bankruptcy case file one against me?

The filing fee will increase from $293 to $350 effective June 1, 2014 so if you are going to file do it before then ! Otherwise, I wont add...

I am trying to find out this information for my father

First, make sure it was in fact discharged. If so, then it is theirs to do as they want. Second I strongly suggest do NOT do anything until you...

Is Bankruptcy an option if I am ordered to pay ex spouse's attorney fees and community property money if I lose my case?

It is very important you understand this now before you ever file bankruptcy. Attorney Larkins states it exactly. If a debt falls within the...