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My license in suspended (in ga) because of an accident YEARS ago. which bankruptcy can I file to reinstate my license &how long
Richard's answer
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Answered on May 14, 2014
Any bankruptcy and in our state takes 1 hr or up to a day when they process. If you were driving under the influence of alcohol or drugs that can...
Archived
Received garnishment of wages paperwork via regular mail today re: foreclosed home.
Richard's answer
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Answered on May 14, 2014
First, what we don't know is how much debt is the judgment owed on?
Second, you can go to that court and obtain a copy of the declaration of...
Archived
In filing for chapter 7 bankruptcy do I need to add my apartment rent and cell phone bill to the creditor matrix and schedules?
Richard's answer
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Answered on May 14, 2014
Because you have written contracts you list them in Schedule G. Some debtors for example want to move out and not pay any more but the landlord...
Archived
I am waiting on a discharge for a completed Chapter 13 BK. (Indiana) Can my house be foreclosed on before I get my discharge?
Richard's answer
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Answered on May 14, 2014
If you bought the house before you filed then NO unless they obtain a court order after filing a motion for relief from stay. THe other issue is...
Archived
How do you get a name reinstalled on a mortgage?
Richard's answer
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Answered on May 14, 2014
There is the problem: The word : OCWEN... good luck. But the other answers already ANSWERED YOU! An assignee steps into the same shoes as the...
Archived
My bankruptcy went through on March 31, 2011. I kept my home and now want to re-fi but it doesn't show up on credit reports.
Richard's answer
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Answered on May 14, 2014
If not reaffirmed,, the creditor wont report to any bureaus as your debt was discharged. Whoever told you must not have been a bankruptcy attorney....
Archived
1st mortgage was not reaffirmed but 2nd was. Unable to refinance now. Been told it could possible be a malpractice case?
Richard's answer
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Answered on May 14, 2014
First, the issue is whether statute of limitations expired, My guess is you only had a contract before 2007 date of petition which means more than...
Archived
How often do Trustees reject residential leases in Chapter 7 Bankruptcy?
Richard's answer
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Answered on May 14, 2014
First, you CANNOT assume a lease and thus disagree with one answer. ONLY a trustee can assume the lease. 11 USC 365(a).
Second, I also know of...
Will I have to pay back homeowner association dues after my bankruptcy?
Richard's answer
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Answered on May 14, 2014
Most HOA liens are enforceable and secured by the CONDO. As a result, the attorneys have already advised you, your personal liability is...
Can I discharge hoa dues in chapter 7 if the association has gotten a lien?
Richard's answer
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Answered on May 13, 2014
Attorney Springer states it exactly and in fact adds what some forget..the due and payable. As if you had a special assessment that was ordered due...
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