Richard D. Granvold's Answers (8589)

Archived

How does a BK by 1 spouse only, after separation effect the jt community bills that have already been paid by the other spouse?

Richard's answer | Answered on May 15, 2014

Unfortunately you acted without an attorney it so appears. You can bring your divorce papers to an attorney practicing bankruptcy and pay them for...

Archived

Can my mortgage company post a foreclosure on my credit if i deeded the house over?

Richard's answer | Answered on May 15, 2014

Yes. The report should reflect facts. The fact is you were on the note and if default it should show. If foreclosed it will show that too.

Archived

Do I have to pay my lawyer more money to convert to chapter 7

Richard's answer | Answered on May 14, 2014

I would doubt ANY attorney in the US would include the duty to prepare all services necessary to convert to a ch 7 from a ch 13 because that would...

Archived

How long does it take to get a chapter 13 discharge after plan completion?

Richard's answer | Answered on May 14, 2014

Every jurisdiction takes its own times..but in Washington it usually is discharge right after the plan period! Make sure you file the DOS...

Archived

Have vacated our house after years of trying to get loan mod. We do not want it anymore. it was never reaffirmed but heloc was..

Richard's answer | Answered on May 14, 2014

First, I am assuming the case was closed as it was so long ago. CLosed" is not the same as "Discharged" so I am assuming closed. Second ,...

Archived

Can a creditor sue the owner of a company eventhough the debt is under the company's name and the company filed for chapter 7 bk

Richard's answer | Answered on May 14, 2014

If the corporation filed bankruptcy, then the creditor can SUE HER if she is individually liable. Only if she files does it stop an action against...

Archived

I filed for bankruptcy last week but failed to file form B21 within 72 hours. How do I move the court to vacate dismissal?

Richard's answer | Answered on May 14, 2014

First, Attorney Burr I personally believe hits it on the head ! The other answers..yes..you should always obtain an attorneys representation for...

Archived

If I file a Proof of Claim in a BK case, am I in Privity with the bankruptcy trustee that is appointed?

Richard's answer | Answered on May 14, 2014

First, I always read Attorney Berkus's answers as the are always accurate and detailed and I learn sometimes ! Second, it will NOT hurt you to...

Archived

I surrendered my home and it was discharged in Chapter 7 as of 10/2013. I have since applied and was approved for HAMP.

Richard's answer | Answered on May 14, 2014

So as you already know by now you will owe no monies if you let it go. But if you do, don't just move out, you just stay there as long as you can...

Archived

Chapter 13 BK, recent discharge, mortgage loan listed in CHP. 13 note sold to another bank, now I am receiving collection calls

Richard's answer | Answered on May 14, 2014

Surrendering does NOT mean you no longer own the home. If the creditor has not foreclosed it is still yours. You can rent it out, see if the...

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