I am currently in a CH13 plan and can't continue to pay, I would like to convert to a CH7 but my attorney wants me to wait.

First, you must meet an attorney to obtain the actual answer of what an attorney would suggest as the facts of your entire case cannot possibly be...

I filed for Chapter 13 Bankruptcy do I still have to pay a small claims judgement?

You would violate the law in fact if you paid that judgment directly. You must list all known debts in any bankruptcy also. Don't make the...

What is the penalty of being discharge from a chapter 13 order?

First, discharged means all your debts discharged are in fact discharged. I am assuming you meant "dismissed"? If dismissed, it is like you never...

My husband filed chapter 13 bankruptcy before marriage. He lost his job. Do I have to try to pay his obligation?

First, NO is the answer. Second, the real issue is what does your husband do? We cannot advise w/o knowing the facts and income and reasons he...

After BK, How does acceptance of loan modification with the first lender influence the second mortgage?

A modification is NOT a reaffirmation. Must keep those separate. You should NEVER reaffirm on the 2nd mortgage and I would not on the first if no...

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Bankruptcy- federally backed loans vs private loans. They accepted dividends from Ch7 & recd funds. please read details

Attorney Kuhn says it precisely. If you did NOT include a debt you owed money on you would have committed perjury and if you read the language at...

When converting from chapter 13to 7, I'm getting all my income and expenses together-Does my income have to include 401k?

I don't believe your question is really clear. Do you mean you in fact obtained monies OUT of your 401k in the last 6 months? If so, my belief ,...

If I file chapter 7 can I recover my house. I just want to STOP the foreclosure procedure

Option #1: You can file a ch 7 if the foreclosure has not yet occurred and it will be stopped. After it is stopped, then the creditor has to obtain...

On the Debtors Statement of Intention under Ch. 7 BK, if there is no property secured by debt do I just insert none and if

You check none and because none there is no box to check on exemptions! On Schedule C you do claim exemptions but has nothing to do with...

Want to go chapter 7. Questions everything was in my name lost house foreclosure , car repo.. . Wife's credit is excellent .

The first issue is whether you have lived in a community property / liability state whenever any of that debt was incurred. Assuming, no, then I...