Archived
If i file chap.7 what happens to inherited home co-owned by 3 siblings? if sold do they get their share.
Richard's answer
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Answered on June 15, 2014
First, your share of the home must be determined. Hence, Fair market value, - debt owed = $x divided by 3 = your share. Then the issue is is that...
Archived
When filing for a ch. 7 bk, how does having 1099 income affect the math regarding means and assets.
Richard's answer
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Answered on June 15, 2014
You don't list the 1099 income if you file!
During “tax season” we see this question asked over and over if you check on AVVO you will see many...
Archived
I am filing chapter 7 and doing it myself ,how can i lower my car payment i got 2/2014 or do i need a attorney?
Richard's answer
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Answered on June 15, 2014
First, you must list all debts owed to ANYONE or you can go to prison for 5 years and or $500,000 fine you will see in the signed documents....
Archived
Can my parents transfer assets from JTWROS brokerage account (me and my parents name), before i file for bankruptcy?
Richard's answer
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Answered on June 15, 2014
The real issue is do YOU own any of those assets? If not, transfer. If you do, separate yours from your parents if possible. Then sit down with an...
Archived
“We are in Chapter 13 Bankruptcy (year three) and we found out that our attorney retired? He did not notify us.
Richard's answer
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Answered on June 15, 2014
Although that may "scare you" many attorneys services end almost after the confirmation of the plan. Just make sure you have (1) signed a...
Archived
Can filing bankruptcy discharge Cort fines
Richard's answer
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Answered on June 15, 2014
Traffic tickets payable to a governmental unit are discharged in a ch 13 but NOT in a ch 7. Criminal fines payable to a governmental unit are not...
Archived
How do I get a debt discharged in bankruptcy when there is no creditor contact info on the credit report?
Richard's answer
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Answered on June 15, 2014
I do not understand Attorney Puffpaff's answer frankly so not sure if he or I is missing something. But in fact ALL your debts will be discharged...
Archived
Thinking of filing ch 7 bankruptcy,
Richard's answer
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Answered on June 15, 2014
First, make sure the will does not provide to her and you but ONLY her. Assuming so, then it is separate property and not part of the bankruptcy...
Archived
Going to Inpatient Treatment due to Student Loan Economic Hardship Triggering Anxiety, Suicidal Impulses. Help me file Chapter 7
Richard's answer
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Answered on June 15, 2014
Attorney Bunce says it accurately. I would first worry about your health . However, if you do have federal loans, call 1800 433-3243 to see if in...
Archived
Does a garnishee in default have continuing liability if a judgement lien is vacated?
Richard's answer
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Answered on June 15, 2014
If a judgment against the garnishee employer by the garnishor is vacated it means there is no judgment against the garnishee any more. If it is the...
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