Archived
Form B6C in Chapter 7 Bankruptcy what is the maximum amount allowed for the exemption for your car Under 11 USC 52
Ralph's answer
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Answered on October 17, 2009
There are two sets of exemptions, federal and state. California has "opted out" of the Federal exemptions which means the proper code section to...
Does the bankrupt filing get published in the county where the property is located or only where the bankruptcy is filed?
Ralph's answer
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Answered on October 17, 2009
The agenda for the meeting of creditors can sometimes be found on the internet. Search for "341 hearings" for the county you're in and you may see...
Archived
If i filed ch7, it has not been discharged yet. if i won a small lotto prize, do I have to disclose that to the court?
Ralph's answer
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Answered on October 17, 2009
In general any property you acquire after you file for Chapter 7 is yours. So, if you buy a lotto ticket after you filed bankruptcy with money you...
Archived
My home has been foreclosed.
Ralph's answer
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Answered on October 13, 2009
At the auction, someone, including the lender, may purchase the house. Whoever buys the house then has to get you to leave. They can either evict...
Archived
We desperately need advice please. We attempted to file for a loan modification
Ralph's answer
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Answered on October 12, 2009
Your question illustrates the importance of documenting all correspondence with your bank. Write down everything you talk about, label it...
Archived
Can I do a Deed in lieu of foreclosure with a 1st & second mortgage - both with two different lenders?
Ralph's answer
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Answered on October 11, 2009
A deed in lieu is really not possible when there is a 2nd mortgage. If WAMU gave you a deed in lieu they would be responsible paying off HSBC and...
Archived
Where can I find a lawyer for a mortgage modification in Sacramento CA?
Ralph's answer
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Answered on October 10, 2009
Just as some people don't want to do their own divorce, prepare a living trust or defend themselves in court, some people don't want to do their...
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