Archived
Colorado Law. What are the tenants rights when a property is in foreclosure? Are we obligated to pay a break lease fee?
Ralph's answer
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Answered on December 11, 2009
Typically, the lease is between the property management company and the lessee. Look at your lease and see if that is the case. In that...
Archived
What are a tenant's rights when the rental house is in foreclosure, state of Ohio
Ralph's answer
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Answered on December 11, 2009
Under a new Federal law that went into effect on May 20, 2009 the new owners must give you 90 days notice prior to eviction if you are renting...
Archived
I am renting an apartment in a house goin for foreclosure.
Ralph's answer
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Answered on December 11, 2009
I am not a New York lawyer, but in general, your rental agreement is with the current owner of the property. The fact they are going through...
Archived
Does a construction loan used to build a primary residence fall under CA 508B protection. Is it considered a purchase-money loan
Ralph's answer
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Answered on December 10, 2009
The CA First District Court of Appeal held that CCP 580b should be applied to property owners who borrow money to build their personal residence,...
Archived
Bankruptcy record effect on job or consulting work
Ralph's answer
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Answered on December 10, 2009
Bankruptcy information is made public through the Federal Courts PACER system. Also, some bankruptcy trustees post the 341 hearing schedule, along...
Archived
I cannot afford to pay cash call anymore!!!! They won't stop harrassing me and I really need help!
Ralph's answer
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Answered on December 09, 2009
California has usury laws which prohibit charging exorbitant interest for consumer loans. Although there are a number of exceptions, such as loan...
Archived
Am I liable for HOA fees if I filed BK and am in forclosure?
Ralph's answer
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Answered on December 08, 2009
You (and the property) are liable for postpetition HOA fees as long as you hold title. Section 523(a)(16) was added to the Bankruptcy Code in 1994...
Archived
I just signed 1 yr lease. If house is foreclosed or in a short sale in CA is my lease still valid for the entire year?
Ralph's answer
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Answered on December 08, 2009
You can stay until the end of the lease term unless at foreclosure auction the house is purchased by a person who intends to occupy the house. ...
Archived
Short sale,deed in lieu or foreclosure
Ralph's answer
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Answered on December 08, 2009
Even if you decide to walk away from your house, you can try to short sale. If it happens to short sale your credit won't take as much of a...
My new employer gave me an AMEX corporate credit card. Will I lose it if I file for Chapter 13 bankruptcy?
Ralph's answer
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Answered on December 07, 2009
Section 525(b) of the bankruptcy code states: No private employer may terminate the employment of, or discriminate with respect to employment...
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