Fair Debt Collection Violation?

In response to a request for "verification" following a dispute made within 30 days after the initial written notice, the debt collector is not...

#1. That's the way I read it. In addition, the creditor must include a certification of the fact that there has been no timely response from the...

Ownership of [collection] debt.

My practice is limited to defending individuals sued on consumer debt and bringing claims against debt collectors (including collection attorneys)...

Can a pay day loan company sue me or file criminal charges in the state of Nj

That is absolutely a violation of the Fair Debt Collection Practices Act. You are entitled to collect up to $1,000 plus have the debt collector pay...

Credit card has 2nd lien on my vehicle will be paying 1st lien off in a month can or will Credit Card Co reposses my vehicle?

What you described does not make sense. If the credit card company obtained a judgment against you and levied on your car 4 years ago but never had...

Collection agency

I am assuming that your child is over 18 and that your child has not given the collection agency permission to speak with you. The law says that...

I had a default judgement on a credit card back in 09, checked on my public record and it says case status: Disposed. What does

I am assuming you checked ACMS-PA. If so, and the case was in the Special Civil Part (you can tell if the Docket Number starts with "DC"), click on...

My response assumes you read the other responders' comments. It also assumes that P&P is attempting to collect on a defaulted credit card account...

Wage garnishment

According to NJ's Wage Garnishment Writ, "you take the lesser of (a) the sum of 10% of the gross weekly pay, or (b) 25% of disposable earnings for...

Debt Validation

What they sent you is probably sufficient to constitute validation. It is a very low standard and I have seen many consumer take language off the...