I have had experience defending collection lawsuits brought by PRA and have pending cases against it alleging violations of the Fair Debt...

It is difficult to make any suggestions without more information. BUT, I have two suggestions: FIRST, if you don't get a lawyer, make sure you file...

Based on what you wrote, I am assuming certain facts that you did not state. First, there is a judgment against you because a creditor can't apply...

Judgments from NJ courts are valid for 20 years and the judgment creditor can apply to have it exended once for another 20 years. Therefore, if the...

You can see if you are eligible for free legal services from Northeast New Jersey Legal Services. They cover Bergen, Passaic, and Hudson Counties.

That’s not allowed and if the debt is a consumer debt, this may be a violation of the Fair Debt Collection Practices Act. I suggest you seek out a...

If they are applying for a garnishment, then they must have a judgment. A judgment is only enforceable for 20 years unless it is renewed. So this...

Your post was a little unclear. It sounds like you have a 1 year lease and you want to leave early for health reasons. You should give the landlord...

The simple answer is "yes." Most collection attorneys will prefer to have a judgment debtor voluntarily make monthly payments instead of trying to...

Nice outcome. FYI, a judgment entered by a NJ court expires after 20 years but the judgment creditor can, before the 20 years are up, apply for one...