Archived
Received a judgement on student loan. received papers on friday by sheriff. checked today levied funds from bank.
Philip's answer
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Answered on February 11, 2014
First thing: you can immediately claim $1,000 as exempt. Go the courthouse today and apply for the exemption. The Clerk's officer should have the...
Archived
How long court order stands for debit collection
Philip's answer
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Answered on February 03, 2014
The judgment is valid for 20 years and can be renewed for successive 20 year periods.
Received a summons with my name on the envelope but its for someone else???
Philip's answer
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Answered on January 26, 2014
The clerk is supposed to mail two copies of the summons and complaint. One is sent by regular mail and another by certified mail. I'm assuming that...
Archived
Once a credit card debt goes to a collection agency is the merchant allowed to keep sending monthly bills and adding interest ?
Philip's answer
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Answered on January 21, 2014
I'm suspecting that you have confused the terms for the parties to a credit card transaction.
When you use a credit card issued by a bank to...
Archived
Can a Physician collect interest & cost of collecting on unpaid medical bills? Is certified or regular mail proof of address?
Philip's answer
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Answered on January 09, 2014
There are way too many issues raised by your questions. You should ask you employer to have his/her attorney to review your collection procedures.
Archived
I have ajudgement against me for about $14,000 can they levy my wifes bank accounts?
Philip's answer
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Answered on December 30, 2013
They CANNOT levy on your wife's assets -- which INCLUDES her money in a joint bank account. You have the burden to prove what portion of the joint...
Archived
How do I resolve this and can I go to jail for this?
Philip's answer
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Answered on September 19, 2013
It is a crime to knowingly use a check which you know is not good at the time you use it. Pay day lenders and bounced check collectors use that as...
Archived
I owe a debt of $1396. The court executed a bank levy on me. How long can they freeze my account?
Philip's answer
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Answered on September 16, 2013
Regardless of the source, you can claim $1,000 as exempt. Because your post indicates that you are in Elizabeth, I'm assuming the case is in Union...
Archived
What constitutes "exempt income" in regards to garnishment efforts? I live in NJ and work in NY.
Philip's answer
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Answered on August 26, 2013
To see if the Order was entered by the Court, you can check the clerk's entry of filed documents by looking up your case on the Court's public...
Archived
What can a Debt collector take if you have no assets and are on social security?
Philip's answer
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Answered on August 26, 2013
Simple answer: nothing.
I am assuming that whatever equity (if any) in your home, PLUS the value of the truck, PLUS the value of all other...
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